2 live products
IMB Bank
Best available rate
5.00%p.a.
Reward Saver Kick Start
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
5.00%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
IMB Bank
Best available
Up to 5.00% p.a.
Line-up
2 live products
VS
IMB Bank vs Macquarie
Compare IMB Bank and Macquarie savings accounts side by side. In March 2026, IMB Bank offers 2 accounts with rates up to 5.00% p.a., while Macquarie has 1 account reaching 4.85% p.a. IMB Bank currently leads by 0.15%.
VS
1 live product
Macquarie
Best available rate
4.85%p.a.
Macquarie Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.50%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
IMB Bank leads on headline savings rate by 0.15% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | IMB Bank | Macquarie |
|---|---|---|
| Max rate | 5.00% | 4.85% |
| Base rate | 0.00% | 4.50% |
| Bonus rate | 5.00% | 0.00% |
| Has conditions | Yes | No |
All IMB Bank Products
Every tracked savings accounts option from IMB Bank.
All Macquarie Products
Every tracked savings accounts option from Macquarie.
In March 2026, IMB Bank's Reward Saver Kick Start offers up to 5.00% p.a., while Macquarie's Macquarie Savings Account reaches 4.85% p.a.. IMB Bank currently leads by 0.15% p.a.
IMB Bank's top rate requires meeting bonus conditions each month, while Macquarie offers its rate with no ongoing requirements. Macquarie's rate includes an introductory component for 4 months. IMB Bank's rate applies on balances up to $100,000.
IMB Bank has 2 savings products and Macquarie has 1, giving you a range of options to compare.
Quick Comparison
| Feature | IMB Bank | Macquarie |
|---|---|---|
| Max Rate | 5.00% | 4.85% |
| Base Rate | 0.00% | 4.50% |
| Bonus Rate | 5.00% | 0.00% |
| Conditions Required |
Common Questions
IMB Bank vs Macquarie FAQs
Which bank has the better savings rate, IMB Bank or Macquarie?
IMB Bank currently offers the higher rate at 5.00% p.a., compared to 4.85% p.a. Rates are sourced from live data and change frequently.
What is IMB Bank's best savings account rate in 2026?
IMB Bank's best savings rate is 5.00% p.a. on the Reward Saver Kick Start. This rate requires meeting monthly bonus conditions.
What is Macquarie's best savings account rate in 2026?
Macquarie's best savings rate is 4.85% p.a. on the Macquarie Savings Account.
Do IMB Bank and Macquarie savings accounts have conditions?
Macquarie's top rate has no ongoing conditions, while IMB Bank requires meeting bonus conditions each month to earn the full advertised rate.