1 live product
HSBC
Best available rate
4.65%p.a.
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
HSBC
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
HSBC vs Regional Australia Bank
Compare HSBC and Regional Australia Bank savings accounts side by side. In March 2026, HSBC offers 1 account with rates up to 4.65% p.a., while Regional Australia Bank has 1 account reaching 4.50% p.a. HSBC currently leads by 0.15%.
VS
1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
HSBC leads on headline savings rate by 0.15% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | HSBC | Regional Australia Bank |
|---|---|---|
| Max rate | 4.65% | 4.50% |
| Base rate | 2.50% | 0.00% |
| Bonus rate | 0.00% | 4.50% |
| Has conditions | No | Yes |
All HSBC Products
Every tracked savings accounts option from HSBC.
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
In March 2026, HSBC's Everyday Savings (Intro) offers up to 4.65% p.a., while Regional Australia Bank's Savings Booster reaches 4.50% p.a.. HSBC currently leads by 0.15% p.a.
HSBC offers its top rate unconditionally, while Regional Australia Bank requires monthly conditions. HSBC's rate includes an introductory component for 3 months. HSBC's rate applies on balances up to $1,000,000.
HSBC has 1 savings product and Regional Australia Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | HSBC | Regional Australia Bank |
|---|---|---|
| Max Rate | 4.65% | 4.50% |
| Base Rate | 2.50% | 0.00% |
| Bonus Rate | 0.00% | 4.50% |
| Conditions Required |
Common Questions
HSBC vs Regional Australia Bank FAQs
Which bank has the better savings rate, HSBC or Regional Australia Bank?
HSBC currently offers the higher rate at 4.65% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is HSBC's best savings account rate in 2026?
HSBC's best savings rate is 4.65% p.a. on the Everyday Savings (Intro).
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
Do HSBC and Regional Australia Bank savings accounts have conditions?
HSBC's top rate has no ongoing conditions, while Regional Australia Bank requires meeting bonus conditions each month to earn the full advertised rate.