1 live product
HSBC
Best available rate
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Bank One
Best available
Up to 4.65% p.a.
Line-up
1 live product
Compare HSBC and Regional Australia Bank savings accounts side by side. In March 2026, HSBC offers 1 account with rates up to 4.65% p.a., while Regional Australia Bank has 1 account reaching 4.50% p.a. HSBC currently leads by 0.15%.
1 live product
Best available rate
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
HSBC leads on headline savings rate by 0.15% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | HSBC | Regional Australia Bank |
|---|---|---|
| Max rate | 4.65% | 4.50% |
| Base rate | 2.50% | 0.00% |
| Bonus rate | 0.00% | 4.50% |
| Has conditions | No | Yes |
Every tracked savings accounts option from HSBC.
Every tracked savings accounts option from Regional Australia Bank.
In March 2026, HSBC's Everyday Savings (Intro) offers up to 4.65% p.a., while Regional Australia Bank's Savings Booster reaches 4.50% p.a.. HSBC currently leads by 0.15% p.a.
HSBC offers its top rate unconditionally, while Regional Australia Bank requires monthly conditions. HSBC's rate includes an introductory component for 3 months. HSBC's rate applies on balances up to $1,000,000.
HSBC has 1 savings product and Regional Australia Bank has 1, giving you a range of options to compare.
| Feature | HSBC | Regional Australia Bank |
|---|---|---|
| Max Rate | 4.65% | 4.50% |
| Base Rate | 2.50% | 0.00% |
| Bonus Rate | 0.00% | 4.50% |
| Conditions Required |
Common Questions
HSBC currently offers the higher rate at 4.65% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
HSBC's best savings rate is 4.65% p.a. on the Everyday Savings (Intro).
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
HSBC's top rate has no ongoing conditions, while Regional Australia Bank requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 4.50% p.a.
Line-up
1 live product
| No |
| Yes |
| Balance Cap | $1,000,000 | $250,000 |
HSBC currently offers a 0.15% higher savings rate.
Based on current rates, HSBC pays approximately $75 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.15% p.a.
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