1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs Virgin Money
Compare BCU Bank and Virgin Money savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while Virgin Money has 1 account reaching 4.00% p.a. BCU Bank currently leads by 0.75%.
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
BCU Bank leads on headline savings rate by 0.75% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.75% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | Virgin Money |
|---|---|---|
| Max rate | 4.75% | 4.00% |
| Base rate | 0.20% | 0.05% |
| Bonus rate | 4.55% | 3.95% |
| Has conditions | Yes | Yes |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). BCU Bank currently leads by 0.75% p.a.
BCU Bank's rate applies on balances up to $100,000.
BCU Bank has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | Virgin Money |
|---|---|---|
| Max Rate | 4.75% | 4.00% |
| Base Rate | 0.20% | 0.05% |
| Bonus Rate | 4.55% | 3.95% |
| Conditions Required | Yes |
Common Questions
BCU Bank vs Virgin Money FAQs
Which bank has the better savings rate, BCU Bank or Virgin Money?
BCU Bank currently offers the higher rate at 4.75% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do BCU Bank and Virgin Money savings accounts have conditions?
Both BCU Bank and Virgin Money require meeting monthly conditions to earn their full bonus rates.