1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs ING
Compare BCU Bank and ING savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while ING has 2 accounts reaching 5.40% p.a. ING currently leads by 0.65%.
VS
2 live products
ING
Best available rate
5.40%p.a.
Savings Accelerator
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.35%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
ING leads on headline savings rate by 0.65% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.65% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | ING |
|---|---|---|
| Max rate | 4.75% | 5.40% |
| Base rate | 0.20% | 4.35% |
| Bonus rate | 4.55% | 0.00% |
| Has conditions | Yes | No |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All ING Products
Every tracked savings accounts option from ING.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while ING's Savings Accelerator reaches 5.40% p.a.. ING currently leads by 0.65% p.a.
ING offers its top rate unconditionally, while BCU Bank requires monthly conditions. ING's rate includes an introductory component for 4 months. ING's rate applies on balances up to $500,000.
BCU Bank has 1 savings product and ING has 2, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | ING |
|---|---|---|
| Max Rate | 4.75% | 5.40% |
| Base Rate | 0.20% | 4.35% |
| Bonus Rate | 4.55% | 0.00% |
| Conditions Required |
Common Questions
BCU Bank vs ING FAQs
Which bank has the better savings rate, BCU Bank or ING?
ING currently offers the higher rate at 5.40% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is ING's best savings account rate in 2026?
ING's best savings rate is 5.40% p.a. on the Savings Accelerator.
Do BCU Bank and ING savings accounts have conditions?
ING's top rate has no ongoing conditions, while BCU Bank requires meeting bonus conditions each month to earn the full advertised rate.