1 live product
BCU Bank
Best available rate
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Bank One
Best available
Up to 4.75% p.a.
Line-up
1 live product
Compare BCU Bank and ING savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while ING has 2 accounts reaching 5.40% p.a. ING currently leads by 0.65%.
1 live product
Best available rate
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
2 live products
Best available rate
Savings Accelerator
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.35%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
ING leads on headline savings rate by 0.65% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | ING |
|---|---|---|
| Max rate | 4.75% | 5.40% |
| Base rate | 0.20% | 4.35% |
| Bonus rate | 4.55% | 0.00% |
| Has conditions | Yes | No |
Every tracked savings accounts option from BCU Bank.
Every tracked savings accounts option from ING.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while ING's Savings Accelerator reaches 5.40% p.a.. ING currently leads by 0.65% p.a.
ING offers its top rate unconditionally, while BCU Bank requires monthly conditions. ING's rate includes an introductory component for 4 months. ING's rate applies on balances up to $500,000.
BCU Bank has 1 savings product and ING has 2, giving you a range of options to compare.
| Feature | BCU Bank | ING |
|---|---|---|
| Max Rate | 4.75% | 5.40% |
| Base Rate | 0.20% | 4.35% |
| Bonus Rate | 4.55% | 0.00% |
| Conditions Required |
Common Questions
ING currently offers the higher rate at 5.40% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
ING's best savings rate is 5.40% p.a. on the Savings Accelerator.
ING's top rate has no ongoing conditions, while BCU Bank requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 5.40% p.a.
Line-up
2 live products
| Yes |
| No |
| Balance Cap | $100,000 | $500,000 |
ING currently offers a 0.65% higher savings rate.
Based on current rates, ING pays approximately $325 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.65% p.a.
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