1 live product
Bank of Sydney
Best available rate
4.25%p.a.
BOS Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Sydney
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
Bank of Sydney Regional Australia Bank
VS
1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
Regional Australia Bank leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Sydney | Regional Australia Bank |
|---|---|---|
| Max rate | 4.25% | 4.50% |
| Base rate | 4.25% | 0.00% |
| Bonus rate | 0.00% | 4.50% |
| Has conditions | No | Yes |
All Bank of Sydney Products
Every tracked savings accounts option from Bank of Sydney.
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
In March 2026, Bank of Sydney's BOS Saver offers up to 4.25% p.a., while Regional Australia Bank's Savings Booster reaches 4.50% p.a.. Regional Australia Bank currently leads by 0.25% p.a.
Regional Australia Bank's top rate requires meeting bonus conditions each month, while Bank of Sydney offers its rate with no ongoing requirements. Regional Australia Bank's rate applies on balances up to $250,000.
Bank of Sydney has 1 savings product and Regional Australia Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Sydney | Regional Australia Bank |
|---|---|---|
| Max Rate | 4.25% | 4.50% |
| Base Rate | 4.25% | 0.00% |
| Bonus Rate | 0.00% | 4.50% |
Common Questions
Bank of Sydney vs Regional Australia Bank FAQs
Which bank has the better savings rate, Bank of Sydney or Regional Australia Bank?
Regional Australia Bank currently offers the higher rate at 4.50% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Bank of Sydney's best savings account rate in 2026?
Bank of Sydney's best savings rate is 4.25% p.a. on the BOS Saver.
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
Do Bank of Sydney and Regional Australia Bank savings accounts have conditions?
Bank of Sydney's top rate has no ongoing conditions, while Regional Australia Bank requires meeting bonus conditions each month to earn the full advertised rate.