2 live products
Bank Australia
Best available rate
4.60%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank Australia
Best available
Up to 4.60% p.a.
Line-up
2 live products
VS
Bank Australia vs NAB
Compare Bank Australia and NAB savings accounts side by side. In March 2026, Bank Australia offers 2 accounts with rates up to 4.60% p.a., while NAB has 2 accounts reaching 4.70% p.a. NAB currently leads by 0.10%.
VS
2 live products
NAB
Best available rate
4.70%p.a.
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.40%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
NAB leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank Australia | NAB |
|---|---|---|
| Max rate | 4.60% | 4.70% |
| Base rate | 0.10% | 1.40% |
| Bonus rate | 4.50% | 0.00% |
| Has conditions | Yes | No |
All Bank Australia Products
Every tracked savings accounts option from Bank Australia.
All NAB Products
Every tracked savings accounts option from NAB.
In March 2026, Bank Australia's Bonus Saver offers up to 4.60% p.a. (0.10% base + 4.50% bonus), while NAB's iSaver reaches 4.70% p.a.. NAB currently leads by 0.10% p.a.
NAB offers its top rate unconditionally, while Bank Australia requires monthly conditions. NAB's rate includes an introductory component for 4 months. NAB's rate applies on balances up to $20,000,000.
Bank Australia has 2 savings products and NAB has 2, giving you a range of options to compare.
Quick Comparison
| Feature | Bank Australia | NAB |
|---|---|---|
| Max Rate | 4.60% | 4.70% |
| Base Rate | 0.10% | 1.40% |
| Bonus Rate | 4.50% | 0.00% |
| Conditions Required |
Common Questions
Bank Australia vs NAB FAQs
Which bank has the better savings rate, Bank Australia or NAB?
NAB currently offers the higher rate at 4.70% p.a., compared to 4.60% p.a. Rates are sourced from live data and change frequently.
What is Bank Australia's best savings account rate in 2026?
Bank Australia's best savings rate is 4.60% p.a. on the Bonus Saver, consisting of a 0.10% base rate and 4.50% bonus rate. This rate requires meeting monthly bonus conditions.
What is NAB's best savings account rate in 2026?
NAB's best savings rate is 4.70% p.a. on the iSaver.
Do Bank Australia and NAB savings accounts have conditions?
NAB's top rate has no ongoing conditions, while Bank Australia requires meeting bonus conditions each month to earn the full advertised rate.