4 live products
ANZ
Best available rate
4.50%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.50% p.a.
Line-up
4 live products
VS
ANZ vs Bank Australia
Compare ANZ and Bank Australia savings accounts side by side. In March 2026, ANZ offers 4 accounts with rates up to 4.50% p.a., while Bank Australia has 2 accounts reaching 4.60% p.a. Bank Australia currently leads by 0.10%.
VS
2 live products
Bank Australia
Best available rate
4.60%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
Bank Australia leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Bank Australia |
|---|---|---|
| Max rate | 4.50% | 4.60% |
| Base rate | 0.10% | 0.10% |
| Bonus rate | 4.40% | 4.50% |
| Has conditions | Yes | Yes |
All ANZ Products
Every tracked savings accounts option from ANZ.
All Bank Australia Products
Every tracked savings accounts option from Bank Australia.
In March 2026, ANZ's Growth Saver offers up to 4.50% p.a. (0.10% base + 4.40% bonus), while Bank Australia's Bonus Saver reaches 4.60% p.a. (0.10% base + 4.50% bonus). Bank Australia currently leads by 0.10% p.a.
Bank Australia's rate applies on balances up to $100,000.
ANZ has 4 savings products and Bank Australia has 2, giving you a range of options to compare.
Quick Comparison
| Feature | ANZ | Bank Australia |
|---|---|---|
| Max Rate | 4.50% | 4.60% |
| Base Rate | 0.10% | 0.10% |
| Bonus Rate | 4.40% | 4.50% |
| Conditions Required | Yes |
Common Questions
ANZ vs Bank Australia FAQs
Which bank has the better savings rate, ANZ or Bank Australia?
Bank Australia currently offers the higher rate at 4.60% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.50% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.40% bonus rate. This rate requires meeting monthly bonus conditions.
What is Bank Australia's best savings account rate in 2026?
Bank Australia's best savings rate is 4.60% p.a. on the Bonus Saver, consisting of a 0.10% base rate and 4.50% bonus rate. This rate requires meeting monthly bonus conditions.
Do ANZ and Bank Australia savings accounts have conditions?
Both ANZ and Bank Australia require meeting monthly conditions to earn their full bonus rates.