2 live products
Bank Australia
Best available rate
4.60%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank Australia
Best available
Up to 4.60% p.a.
Line-up
2 live products
VS
Bank Australia vs Credit Union SA
Compare Bank Australia and Credit Union SA savings accounts side by side. In March 2026, Bank Australia offers 2 accounts with rates up to 4.60% p.a., while Credit Union SA has 1 account reaching 4.85% p.a. Credit Union SA currently leads by 0.25%.
VS
1 live product
Credit Union SA
Best available rate
4.85%p.a.
NetSave Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Credit Union SA leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank Australia | Credit Union SA |
|---|---|---|
| Max rate | 4.60% | 4.85% |
| Base rate | 0.10% | 1.00% |
| Bonus rate | 4.50% | 0.00% |
| Has conditions | Yes | No |
All Bank Australia Products
Every tracked savings accounts option from Bank Australia.
All Credit Union SA Products
Every tracked savings accounts option from Credit Union SA.
In March 2026, Bank Australia's Bonus Saver offers up to 4.60% p.a. (0.10% base + 4.50% bonus), while Credit Union SA's NetSave Account reaches 4.85% p.a.. Credit Union SA currently leads by 0.25% p.a.
Credit Union SA offers its top rate unconditionally, while Bank Australia requires monthly conditions. Credit Union SA's rate includes an introductory component for 4 months. Credit Union SA's rate applies on balances up to $1,000,000.
Bank Australia has 2 savings products and Credit Union SA has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank Australia | Credit Union SA |
|---|---|---|
| Max Rate | 4.60% | 4.85% |
| Base Rate | 0.10% | 1.00% |
| Bonus Rate | 4.50% | 0.00% |
Common Questions
Bank Australia vs Credit Union SA FAQs
Which bank has the better savings rate, Bank Australia or Credit Union SA?
Credit Union SA currently offers the higher rate at 4.85% p.a., compared to 4.60% p.a. Rates are sourced from live data and change frequently.
What is Bank Australia's best savings account rate in 2026?
Bank Australia's best savings rate is 4.60% p.a. on the Bonus Saver, consisting of a 0.10% base rate and 4.50% bonus rate. This rate requires meeting monthly bonus conditions.
What is Credit Union SA's best savings account rate in 2026?
Credit Union SA's best savings rate is 4.85% p.a. on the NetSave Account.
Do Bank Australia and Credit Union SA savings accounts have conditions?
Credit Union SA's top rate has no ongoing conditions, while Bank Australia requires meeting bonus conditions each month to earn the full advertised rate.