4 live products
ANZ
Best available rate
4.50%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.50% p.a.
Line-up
4 live products
VS
ANZ vs Credit Union SA
Compare ANZ and Credit Union SA savings accounts side by side. In March 2026, ANZ offers 4 accounts with rates up to 4.50% p.a., while Credit Union SA has 1 account reaching 4.85% p.a. Credit Union SA currently leads by 0.35%.
VS
1 live product
Credit Union SA
Best available rate
4.85%p.a.
NetSave Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Credit Union SA leads on headline savings rate by 0.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.35% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Credit Union SA |
|---|---|---|
| Max rate | 4.50% | 4.85% |
| Base rate | 0.10% | 1.00% |
| Bonus rate | 4.40% | 0.00% |
| Has conditions | Yes | No |
All ANZ Products
Every tracked savings accounts option from ANZ.
All Credit Union SA Products
Every tracked savings accounts option from Credit Union SA.
In March 2026, ANZ's Growth Saver offers up to 4.50% p.a. (0.10% base + 4.40% bonus), while Credit Union SA's NetSave Account reaches 4.85% p.a.. Credit Union SA currently leads by 0.35% p.a.
Credit Union SA offers its top rate unconditionally, while ANZ requires monthly conditions. Credit Union SA's rate includes an introductory component for 4 months. Credit Union SA's rate applies on balances up to $1,000,000.
ANZ has 4 savings products and Credit Union SA has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ANZ | Credit Union SA |
|---|---|---|
| Max Rate | 4.50% | 4.85% |
| Base Rate | 0.10% | 1.00% |
| Bonus Rate | 4.40% | 0.00% |
| Conditions Required |
Common Questions
ANZ vs Credit Union SA FAQs
Which bank has the better savings rate, ANZ or Credit Union SA?
Credit Union SA currently offers the higher rate at 4.85% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.50% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.40% bonus rate. This rate requires meeting monthly bonus conditions.
What is Credit Union SA's best savings account rate in 2026?
Credit Union SA's best savings rate is 4.85% p.a. on the NetSave Account.
Do ANZ and Credit Union SA savings accounts have conditions?
Credit Union SA's top rate has no ongoing conditions, while ANZ requires meeting bonus conditions each month to earn the full advertised rate.