384 live products
ME Bank
Best available rate
5.58%p.a.
Me Bank Econome Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.60%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
ME Bank
Best available
From 5.58% p.a.
Line-up
384 live products
VS
ME Bank vs NAB
Compare ME Bank and NAB home loans in March 2026. ME Bank offers rates from 5.58% p.a. across 384 products, while NAB starts at 5.74% p.a. with 146 products. ME Bank currently has the lower rate by 0.16%.
Bank Two
VS
146 live products
NAB
Best available rate
5.74%p.a.
Nab Tailored Home Loan (Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.28%
Offset
Included
Redraw
Included
Live edge
ME Bank is lower on headline home loan rate by 0.16%, which is roughly $67 per month on a $500,000 loan.
0.16% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ME Bank | NAB |
|---|---|---|
| Interest rate | 5.58% | 5.74% |
| Comparison rate | 5.60% | 6.28% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
All ME Bank Products
Every tracked home loans option from ME Bank.
All NAB Products
Every tracked home loans option from NAB.
ME Bank's lowest variable rate is 5.58% p.a. (comparison rate 5.60%) while NAB starts at 5.74% p.a. (comparison rate 6.28%). ME Bank is 0.16% lower, which saves approximately $67/month on a $500,000 loan.
Key features: ME Bank includes redraw, NAB includes offset, NAB includes redraw.
Quick Comparison
| Feature | ME Bank | NAB |
|---|---|---|
| Interest Rate | 5.58% | 5.74% |
| Comparison Rate | 5.60% | 6.28% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
ME Bank vs NAB FAQs
Which bank has a lower home loan rate, ME Bank or NAB?
ME Bank currently offers the lower variable rate at 5.58% p.a. compared to 5.74% p.a. Always check the comparison rate for a true cost picture.
Do ME Bank and NAB home loans have offset accounts?
ME Bank does not include an offset account. NAB offers an offset account.
What is ME Bank's lowest home loan rate in 2026?
ME Bank's lowest variable rate is 5.58% p.a. (comparison rate 5.60%) on the Me Bank Econome Home Loan (Variable).
What is NAB's lowest home loan rate in 2026?
NAB's lowest variable rate is 5.74% p.a. (comparison rate 6.28%) on the Nab Tailored Home Loan (Fixed 1 Yr).