100 live products
CommBank
Best available rate
5.59%p.a.
Digi Home Loan (Owner Occupied) (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.72%
Offset
Included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
CommBank
Best available
From 5.59% p.a.
Line-up
100 live products
VS
CommBank vs ME Bank
Compare CommBank and ME Bank home loans in March 2026. CommBank offers rates from 5.59% p.a. across 100 products, while ME Bank starts at 5.58% p.a. with 384 products. ME Bank currently has the lower rate by 0.01%.
Bank Two
VS
384 live products
ME Bank
Best available rate
5.58%p.a.
Me Bank Econome Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.60%
Offset
Not included
Redraw
Included
Live edge
ME Bank is lower on headline home loan rate by 0.01%, which is roughly $4 per month on a $500,000 loan.
0.01% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | CommBank | ME Bank |
|---|---|---|
| Interest rate | 5.59% | 5.58% |
| Comparison rate | 5.72% | 5.60% |
| Offset account | Yes | No |
| Redraw | Yes | Yes |
All CommBank Products
Every tracked home loans option from CommBank.
All ME Bank Products
Every tracked home loans option from ME Bank.
CommBank's lowest variable rate is 5.59% p.a. (comparison rate 5.72%) while ME Bank starts at 5.58% p.a. (comparison rate 5.60%). ME Bank is 0.01% lower, which saves approximately $4/month on a $500,000 loan.
Key features: CommBank includes offset, CommBank includes redraw, ME Bank includes redraw.
Quick Comparison
| Feature | CommBank | ME Bank |
|---|---|---|
| Interest Rate | 5.59% | 5.58% |
| Comparison Rate | 5.72% | 5.60% |
| Offset Account | Yes | No |
| Redraw Facility | Yes | Yes |
Common Questions
CommBank vs ME Bank FAQs
Which bank has a lower home loan rate, CommBank or ME Bank?
ME Bank currently offers the lower variable rate at 5.58% p.a. compared to 5.59% p.a. Always check the comparison rate for a true cost picture.
Do CommBank and ME Bank home loans have offset accounts?
CommBank offers an offset account. ME Bank does not include an offset account.
What is CommBank's lowest home loan rate in 2026?
CommBank's lowest variable rate is 5.59% p.a. (comparison rate 5.72%) on the Digi Home Loan (Owner Occupied) (Variable).
What is ME Bank's lowest home loan rate in 2026?
ME Bank's lowest variable rate is 5.58% p.a. (comparison rate 5.60%) on the Me Bank Econome Home Loan (Variable).