130 live products
Macquarie
Best available rate
Macquarie Basic Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Finding the best rates…
Bank One
Best available
From 5.59% p.a.
Line-up
130 live products
Compare Macquarie and Suncorp home loans in March 2026. Macquarie offers rates from 5.59% p.a. across 130 products, while Suncorp starts at 5.64% p.a. with 66 products. Macquarie currently has the lower rate by 0.05%.
130 live products
Best available rate
Macquarie Basic Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
66 live products
Best available rate
Back To Basics Variable Rate Better Together Special Offer
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.65%
Offset
Not included
Redraw
Included
Live edge
Macquarie is lower on headline home loan rate by 0.05%, which is roughly $21 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Macquarie | Suncorp |
|---|---|---|
| Interest rate | 5.59% | 5.64% |
| Comparison rate | 5.61% | 5.65% |
| Offset account | No | No |
| Redraw | Yes | Yes |
Every tracked home loans option from Macquarie.
Every tracked home loans option from Suncorp.
Macquarie's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) while Suncorp starts at 5.64% p.a. (comparison rate 5.65%). Macquarie is 0.05% lower, which saves approximately $21/month on a $500,000 loan.
Key features: Macquarie includes redraw, Suncorp includes redraw.
| Feature | Macquarie | Suncorp |
|---|---|---|
| Interest Rate | 5.59% | 5.64% |
| Comparison Rate | 5.61% | 5.65% |
| Offset Account | No | No |
| Redraw Facility | Yes | Yes |
Common Questions
Macquarie currently offers the lower variable rate at 5.59% p.a. compared to 5.64% p.a. Always check the comparison rate for a true cost picture.
Macquarie does not include an offset account. Suncorp does not include an offset account.
Macquarie's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Macquarie Basic Home Loan (Variable).
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) on the Back To Basics Variable Rate Better Together Special Offer.
Bank Two
Best available
From 5.64% p.a.
Line-up
66 live products
| Annual Fee |
| $0 |
| $0 |
Macquarie currently offers a 0.05% lower home loan rate.
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