130 live products
Macquarie
Best available rate
Macquarie Basic Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Finding the best rates…
Bank One
Best available
From 5.59% p.a.
Line-up
130 live products
Compare Macquarie and NAB home loans in March 2026. Macquarie offers rates from 5.59% p.a. across 130 products, while NAB starts at 5.74% p.a. with 146 products. Macquarie currently has the lower rate by 0.15%.
130 live products
Best available rate
Macquarie Basic Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
146 live products
Best available rate
Nab Tailored Home Loan (Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.28%
Offset
Included
Redraw
Included
Live edge
Macquarie is lower on headline home loan rate by 0.15%, which is roughly $63 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Macquarie | NAB |
|---|---|---|
| Interest rate | 5.59% | 5.74% |
| Comparison rate | 5.61% | 6.28% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
Every tracked home loans option from Macquarie.
Every tracked home loans option from NAB.
Macquarie's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) while NAB starts at 5.74% p.a. (comparison rate 6.28%). Macquarie is 0.15% lower, which saves approximately $63/month on a $500,000 loan.
Key features: Macquarie includes redraw, NAB includes offset, NAB includes redraw.
| Feature | Macquarie | NAB |
|---|---|---|
| Interest Rate | 5.59% | 5.74% |
| Comparison Rate | 5.61% | 6.28% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
Macquarie currently offers the lower variable rate at 5.59% p.a. compared to 5.74% p.a. Always check the comparison rate for a true cost picture.
Macquarie does not include an offset account. NAB offers an offset account.
Macquarie's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Macquarie Basic Home Loan (Variable).
NAB's lowest variable rate is 5.74% p.a. (comparison rate 6.28%) on the Nab Tailored Home Loan (Fixed 1 Yr).
Bank Two
Best available
From 5.74% p.a.
Line-up
146 live products
| Annual Fee |
| $0 |
| $0 |
Macquarie currently offers a 0.15% lower home loan rate.
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