55 live products
Bank of Queensland
Best available rate
5.58%p.a.
Economy Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.73%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
Bank of Queensland
Best available
From 5.58% p.a.
Line-up
55 live products
VS
Bank of Queensland vs NAB
Compare Bank of Queensland and NAB home loans in March 2026. Bank of Queensland offers rates from 5.58% p.a. across 55 products, while NAB starts at 5.74% p.a. with 146 products. Bank of Queensland currently has the lower rate by 0.16%.
VS
146 live products
NAB
Best available rate
5.74%p.a.
Nab Tailored Home Loan (Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.28%
Offset
Included
Redraw
Included
Live edge
Bank of Queensland is lower on headline home loan rate by 0.16%, which is roughly $67 per month on a $500,000 loan.
0.16% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | NAB |
|---|---|---|
| Interest rate | 5.58% | 5.74% |
| Comparison rate | 5.73% | 6.28% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
All Bank of Queensland Products
Every tracked home loans option from Bank of Queensland.
All NAB Products
Every tracked home loans option from NAB.
Bank of Queensland's lowest variable rate is 5.58% p.a. (comparison rate 5.73%) while NAB starts at 5.74% p.a. (comparison rate 6.28%). Bank of Queensland is 0.16% lower, which saves approximately $67/month on a $500,000 loan.
Key features: Bank of Queensland includes redraw, NAB includes offset, NAB includes redraw.
Quick Comparison
| Feature | Bank of Queensland | NAB |
|---|---|---|
| Interest Rate | 5.58% | 5.74% |
| Comparison Rate | 5.73% | 6.28% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
Bank of Queensland vs NAB FAQs
Which bank has a lower home loan rate, Bank of Queensland or NAB?
Bank of Queensland currently offers the lower variable rate at 5.58% p.a. compared to 5.74% p.a. Always check the comparison rate for a true cost picture.
Do Bank of Queensland and NAB home loans have offset accounts?
Bank of Queensland does not include an offset account. NAB offers an offset account.
What is Bank of Queensland's lowest home loan rate in 2026?
Bank of Queensland's lowest variable rate is 5.58% p.a. (comparison rate 5.73%) on the Economy Variable Home Loan.
What is NAB's lowest home loan rate in 2026?
NAB's lowest variable rate is 5.74% p.a. (comparison rate 6.28%) on the Nab Tailored Home Loan (Fixed 1 Yr).