55 live products
Bank of Queensland
Best available rate
Economy Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.73%
Offset
Not included
Redraw
Included
Finding the best rates…
Bank One
Best available
From 5.58% p.a.
Line-up
55 live products
Compare Bank of Queensland and ING home loans in March 2026. Bank of Queensland offers rates from 5.58% p.a. across 55 products, while ING starts at 5.64% p.a. with 130 products. Bank of Queensland currently has the lower rate by 0.06%.
55 live products
Best available rate
Economy Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.73%
Offset
Not included
Redraw
Included
130 live products
Best available rate
Orange Advantage (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.94%
Offset
Included
Redraw
Included
Live edge
Bank of Queensland is lower on headline home loan rate by 0.06%, which is roughly $25 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | ING |
|---|---|---|
| Interest rate | 5.58% | 5.64% |
| Comparison rate | 5.73% | 5.94% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
Every tracked home loans option from Bank of Queensland.
Every tracked home loans option from ING.
Bank of Queensland's lowest variable rate is 5.58% p.a. (comparison rate 5.73%) while ING starts at 5.64% p.a. (comparison rate 5.94%). Bank of Queensland is 0.06% lower, which saves approximately $25/month on a $500,000 loan.
Key features: Bank of Queensland includes redraw, ING includes offset, ING includes redraw.
| Feature | Bank of Queensland | ING |
|---|---|---|
| Interest Rate | 5.58% | 5.64% |
| Comparison Rate | 5.73% | 5.94% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
Bank of Queensland currently offers the lower variable rate at 5.58% p.a. compared to 5.64% p.a. Always check the comparison rate for a true cost picture.
Bank of Queensland does not include an offset account. ING offers an offset account.
Bank of Queensland's lowest variable rate is 5.58% p.a. (comparison rate 5.73%) on the Economy Variable Home Loan.
ING's lowest variable rate is 5.64% p.a. (comparison rate 5.94%) on the Orange Advantage (Variable).
Bank Two
Best available
From 5.64% p.a.
Line-up
130 live products
| Annual Fee | $0 | $299 |
Bank of Queensland currently offers a 0.06% lower home loan rate.
Keep Comparing
Keep Comparing