11 live products
ANZ
Best available rate
20.99%p.a.
ANZ First
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
55 days
Rewards
Available
Finding the best rates…
Credit Cards Comparison
Bank One
ANZ
Best available
From 12.99% p.a.
Line-up
11 live products
VS
ANZ vs CommBank
Compare ANZ and CommBank credit cards in March 2026. ANZ offers 11 cards with purchase rates from 12.99% p.a., while CommBank has 14 cards starting at 0.00% p.a.
Bank Two
VS
14 live products
CommBank
Best available rate
0.00%p.a.
Interest-free Low Fee Credit Card
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
0 days
Rewards
None
Live edge
CommBank has the lower purchase rate by 20.99%, which is about $1,049 a year on a $5,000 carried balance.
20.99% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | CommBank |
|---|---|---|
| Purchase rate | 20.99% | 0.00% |
| Annual fee | $0 | $0 |
| Interest-free days | 55 | 0 |
| Has rewards | Yes | No |
All ANZ Products
Every tracked credit cards option from ANZ.
All CommBank Products
Every tracked credit cards option from CommBank.
ANZ's ANZ Business Low Rate charges 12.99% p.a. with a $100 annual fee, while CommBank's Interest-free Low Fee Credit Card sits at 0.00% p.a. with a $0 annual fee. CommBank's lower rate saves approximately $650/year on a $5,000 balance.
Quick Comparison
| Feature | ANZ | CommBank |
|---|---|---|
| Purchase Rate | 12.99% | 0.00% |
| Annual Fee | $100 | $0 |
| Interest-Free Days | 0 | 0 |
| Rewards Program | None | None |
Common Questions
ANZ vs CommBank FAQs
Which bank has the lower credit card rate, ANZ or CommBank?
CommBank offers the lower purchase rate at 0.00% p.a. Annual fees and rewards should also be considered when comparing.
What is ANZ's lowest credit card rate in 2026?
ANZ's lowest purchase rate is 12.99% p.a. on the ANZ Business Low Rate, with a $100 annual fee and 0 interest-free days.
What is CommBank's lowest credit card rate in 2026?
CommBank's lowest purchase rate is 0.00% p.a. on the Interest-free Low Fee Credit Card, with a $0 annual fee and 0 interest-free days.