14 live products
CommBank
Best available rate
0.00%p.a.
Interest-free Low Fee Credit Card
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
0 days
Rewards
None
Finding the best rates…
Credit Cards Comparison
Bank One
CommBank
Best available
From 0.00% p.a.
Line-up
14 live products
VS
CommBank vs NAB
Compare CommBank and NAB credit cards in March 2026. CommBank offers 14 cards with purchase rates from 0.00% p.a., while NAB has 10 cards starting at 13.25% p.a.
Bank Two
VS
10 live products
NAB
Best available rate
15.50%p.a.
NAB Business Card
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
35 days
Rewards
None
Live edge
CommBank has the lower purchase rate by 15.50%, which is about $775 a year on a $5,000 carried balance.
15.50% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | CommBank | NAB |
|---|---|---|
| Purchase rate | 0.00% | 15.50% |
| Annual fee | $0 | $0 |
| Interest-free days | 0 | 35 |
| Has rewards | No | No |
All CommBank Products
Every tracked credit cards option from CommBank.
All NAB Products
Every tracked credit cards option from NAB.
CommBank's Interest-free Low Fee Credit Card charges 0.00% p.a. with a $0 annual fee, while NAB's NAB Low Rate Business Card sits at 13.25% p.a. with a $60 annual fee. CommBank's lower rate saves approximately $663/year on a $5,000 balance.
Quick Comparison
| Feature | CommBank | NAB |
|---|---|---|
| Purchase Rate | 0.00% | 13.25% |
| Annual Fee | $0 | $60 |
| Interest-Free Days | 0 | 55 |
| Rewards Program | None | None |
Common Questions
CommBank vs NAB FAQs
Which bank has the lower credit card rate, CommBank or NAB?
CommBank offers the lower purchase rate at 0.00% p.a. Annual fees and rewards should also be considered when comparing.
What is CommBank's lowest credit card rate in 2026?
CommBank's lowest purchase rate is 0.00% p.a. on the Interest-free Low Fee Credit Card, with a $0 annual fee and 0 interest-free days.
What is NAB's lowest credit card rate in 2026?
NAB's lowest purchase rate is 13.25% p.a. on the NAB Low Rate Business Card, with a $60 annual fee and 55 interest-free days.