11 live products
ANZ
Best available rate
20.99%p.a.
ANZ First
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
55 days
Rewards
Available
Finding the best rates…
Credit Cards Comparison
Bank One
ANZ
Best available
From 12.99% p.a.
Line-up
11 live products
VS
ANZ vs Bankwest
Compare ANZ and Bankwest credit cards in March 2026. ANZ offers 11 cards with purchase rates from 12.99% p.a., while Bankwest has 9 cards starting at 12.99% p.a.
Bank Two
VS
9 live products
Bankwest
Best available rate
18.99%p.a.
Bankwest Zero Classic Mastercard
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
55 days
Rewards
None
Live edge
Bankwest has the lower purchase rate by 2.00%, which is about $100 a year on a $5,000 carried balance.
2.00% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Bankwest |
|---|---|---|
| Purchase rate | 20.99% | 18.99% |
| Annual fee | $0 | $0 |
| Interest-free days | 55 | 55 |
| Has rewards | Yes | No |
All ANZ Products
Every tracked credit cards option from ANZ.
All Bankwest Products
Every tracked credit cards option from Bankwest.
ANZ's ANZ Business Low Rate charges 12.99% p.a. with a $100 annual fee, while Bankwest's Bankwest Breeze Classic Mastercard sits at 12.99% p.a. with a $49 annual fee.
Quick Comparison
| Feature | ANZ | Bankwest |
|---|---|---|
| Purchase Rate | 12.99% | 12.99% |
| Annual Fee | $100 | $49 |
| Interest-Free Days | 0 | 55 |
| Rewards Program | None | None |
Common Questions
ANZ vs Bankwest FAQs
Which bank has the lower credit card rate, ANZ or Bankwest?
ANZ offers the lower purchase rate at 12.99% p.a. Annual fees and rewards should also be considered when comparing.
What is ANZ's lowest credit card rate in 2026?
ANZ's lowest purchase rate is 12.99% p.a. on the ANZ Business Low Rate, with a $100 annual fee and 0 interest-free days.
What is Bankwest's lowest credit card rate in 2026?
Bankwest's lowest purchase rate is 12.99% p.a. on the Bankwest Breeze Classic Mastercard, with a $49 annual fee and 55 interest-free days.