9 live products
Bankwest
Best available rate
18.99%p.a.
Bankwest Zero Classic Mastercard
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
55 days
Rewards
None
Finding the best rates…
Credit Cards Comparison
Bank One
Bankwest
Best available
From 12.99% p.a.
Line-up
9 live products
VS
Bankwest vs Westpac
Compare Bankwest and Westpac credit cards in March 2026. Bankwest offers 9 cards with purchase rates from 12.99% p.a., while Westpac has 12 cards starting at 9.90% p.a.
VS
12 live products
Westpac
Best available rate
9.90%p.a.
Westpac Lite Card
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
45 days
Rewards
Available
Live edge
Westpac has the lower purchase rate by 9.09%, which is about $454 a year on a $5,000 carried balance.
9.09% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bankwest | Westpac |
|---|---|---|
| Purchase rate | 18.99% | 9.90% |
| Annual fee | $0 | $0 |
| Interest-free days | 55 | 45 |
| Has rewards | No | Yes |
All Bankwest Products
Every tracked credit cards option from Bankwest.
All Westpac Products
Every tracked credit cards option from Westpac.
Bankwest's Bankwest Breeze Classic Mastercard charges 12.99% p.a. with a $49 annual fee, while Westpac's Westpac Lite Card sits at 9.90% p.a. with a $0 annual fee. Westpac's lower rate saves approximately $154/year on a $5,000 balance.
Quick Comparison
| Feature | Bankwest | Westpac |
|---|---|---|
| Purchase Rate | 12.99% | 9.90% |
| Annual Fee | $49 | $0 |
| Interest-Free Days | 55 | 45 |
| Rewards Program | None | cashback |
Common Questions
Bankwest vs Westpac FAQs
Which bank has the lower credit card rate, Bankwest or Westpac?
Westpac offers the lower purchase rate at 9.90% p.a. Annual fees and rewards should also be considered when comparing.
What is Bankwest's lowest credit card rate in 2026?
Bankwest's lowest purchase rate is 12.99% p.a. on the Bankwest Breeze Classic Mastercard, with a $49 annual fee and 55 interest-free days.
What is Westpac's lowest credit card rate in 2026?
Westpac's lowest purchase rate is 9.90% p.a. on the Westpac Lite Card, with a $0 annual fee and 45 interest-free days.