11 live products
ANZ
Best available rate
20.99%p.a.
ANZ First
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
55 days
Rewards
Available
Finding the best rates…
Credit Cards Comparison
Bank One
ANZ
Best available
From 12.99% p.a.
Line-up
11 live products
VS
ANZ vs BankSA
Compare ANZ and BankSA credit cards in March 2026. ANZ offers 11 cards with purchase rates from 12.99% p.a., while BankSA has 8 cards starting at 9.99% p.a.
Bank Two
VS
8 live products
BankSA
Best available rate
20.99%p.a.
No Annual Fee Card
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
55 days
Rewards
Available
Live edge
BankSA has the lower purchase rate by 0.00%, which is about $0 a year on a $5,000 carried balance.
0.00% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | BankSA |
|---|---|---|
| Purchase rate | 20.99% | 20.99% |
| Annual fee | $0 | $0 |
| Interest-free days | 55 | 55 |
| Has rewards | Yes | Yes |
All ANZ Products
Every tracked credit cards option from ANZ.
All BankSA Products
Every tracked credit cards option from BankSA.
ANZ's ANZ Business Low Rate charges 12.99% p.a. with a $100 annual fee, while BankSA's VISA Business sits at 9.99% p.a. with a $55 annual fee. BankSA's lower rate saves approximately $150/year on a $5,000 balance.
Quick Comparison
| Feature | ANZ | BankSA |
|---|---|---|
| Purchase Rate | 12.99% | 9.99% |
| Annual Fee | $100 | $55 |
| Interest-Free Days | 0 | 55 |
| Rewards Program | None | None |
currently offers a 3.00% lower purchase rate.
Common Questions
ANZ vs BankSA FAQs
Which bank has the lower credit card rate, ANZ or BankSA?
BankSA offers the lower purchase rate at 9.99% p.a. Annual fees and rewards should also be considered when comparing.
What is ANZ's lowest credit card rate in 2026?
ANZ's lowest purchase rate is 12.99% p.a. on the ANZ Business Low Rate, with a $100 annual fee and 0 interest-free days.
What is BankSA's lowest credit card rate in 2026?
BankSA's lowest purchase rate is 9.99% p.a. on the VISA Business, with a $55 annual fee and 55 interest-free days.