1 live product
HSBC
Best match at selected term
3.40%p.a.
AUD Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
HSBC
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
HSBC vs Judo Bank
Compare HSBC and Judo Bank term deposits in March 2026. HSBC offers rates up to 4.25% p.a. across 18 term lengths, while Judo Bank reaches 5.00% p.a. across 16 terms.
Bank Two
Tune The Comparison
$
VS
1 live product
Judo Bank
Best match at selected term
4.85%p.a.
Personal Term Deposits
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$1,000
Live edge
Judo Bank currently pays 1.45% more at 12 months, worth about $145 extra on $10,000.
1.45% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | HSBC | Judo Bank |
|---|---|---|
| Rate at selected term | 3.40% | 4.85% |
| Best headline rate | 4.25% | 5.00% |
| Minimum deposit | $5,000 | $1,000 |
| Interest payment | maturity | maturity |
| Terms available | 18 | 31 |
All HSBC Products
Every tracked term deposits option from HSBC.
All Judo Bank Products
Every tracked term deposits option from Judo Bank.
HSBC's best term deposit rate is 4.25% p.a. across 18 variants, while Judo Bank offers up to 5.00% p.a. across 31 variants. Judo Bank pays 0.75% more, earning you an extra $375 on a $50,000 deposit over 12 months.
HSBC offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.25 years, 1.5 years, 2 years, 3 years, 4 years, 5 years, while Judo Bank covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 2 years, 3 years, 4 years, 5 years.
Quick Comparison
| Feature | HSBC | Judo Bank |
|---|---|---|
| Best Rate | 4.25% | 5.00% |
| Min Deposit | $5,000 | $1,000 |
| Terms Available | 18 | 16 |
| Payment Options |
Common Questions
HSBC vs Judo Bank FAQs
Which bank has the better term deposit rate, HSBC or Judo Bank?
Judo Bank currently offers the higher rate at 5.00% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does HSBC offer in 2026?
HSBC's best term deposit rate is 4.25% p.a. They offer 18 different term lengths.
What term deposit rates does Judo Bank offer in 2026?
Judo Bank's best term deposit rate is 5.00% p.a. They offer 16 different term lengths.
How much more interest can I earn with Judo Bank on a $50,000 term deposit?
At current rates, Judo Bank pays approximately $375 more per year on a $50,000 deposit, based on their 0.75% rate advantage.