1 live product
Judo Bank
Best match at selected term
4.85%p.a.
Personal Term Deposits
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$1,000
Finding the best rates…
Term Deposits Comparison
Bank One
Judo Bank
Best available
Up to 5.00% p.a.
Line-up
1 live product
VS
Judo Bank vs Westpac
Compare Judo Bank and Westpac term deposits in March 2026. Judo Bank offers rates up to 5.00% p.a. across 16 term lengths, while Westpac reaches 3.55% p.a. across 17 terms.
Bank Two
Tune The Comparison
$
VS
1 live product
Westpac
Best match at selected term
3.55%p.a.
Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Live edge
Judo Bank currently pays 1.30% more at 12 months, worth about $130 extra on $10,000.
1.30% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Judo Bank | Westpac |
|---|---|---|
| Rate at selected term | 4.85% | 3.55% |
| Best headline rate | 5.00% | 3.55% |
| Minimum deposit | $1,000 | $5,000 |
| Interest payment | maturity | maturity |
| Terms available | 31 | 39 |
All Judo Bank Products
Every tracked term deposits option from Judo Bank.
All Westpac Products
Every tracked term deposits option from Westpac.
Judo Bank's best term deposit rate is 5.00% p.a. across 31 variants, while Westpac offers up to 3.55% p.a. across 39 variants. Judo Bank pays 1.45% more, earning you an extra $725 on a $50,000 deposit over 12 months.
Judo Bank offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 2 years, 3 years, 4 years, 5 years, while Westpac covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.9166666666666667 years, 2.9166666666666665 years, 3.9166666666666665 years, 4.916666666666667 years, 5 years.
Quick Comparison
| Feature | Judo Bank | Westpac |
|---|---|---|
| Best Rate | 5.00% | 3.55% |
| Min Deposit | $1,000 | $5,000 |
| Terms Available | 16 | 17 |
Common Questions
Judo Bank vs Westpac FAQs
Which bank has the better term deposit rate, Judo Bank or Westpac?
Judo Bank currently offers the higher rate at 5.00% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does Judo Bank offer in 2026?
Judo Bank's best term deposit rate is 5.00% p.a. They offer 16 different term lengths.
What term deposit rates does Westpac offer in 2026?
Westpac's best term deposit rate is 3.55% p.a. They offer 17 different term lengths.
How much more interest can I earn with Judo Bank on a $50,000 term deposit?
At current rates, Judo Bank pays approximately $725 more per year on a $50,000 deposit, based on their 1.45% rate advantage.