1 live product
G&C Mutual Bank
Best match at selected term
4.90%p.a.
Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$1,000
Finding the best rates…
Term Deposits Comparison
Bank One
G&C Mutual Bank
Best available
Up to 4.90% p.a.
Line-up
1 live product
VS
G&C Mutual Bank vs Westpac
Compare G&C Mutual Bank and Westpac term deposits in March 2026. G&C Mutual Bank offers rates up to 4.90% p.a. across 19 term lengths, while Westpac reaches 3.55% p.a. across 17 terms.
Tune The Comparison
$
VS
1 live product
Westpac
Best match at selected term
3.55%p.a.
Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Live edge
G&C Mutual Bank currently pays 1.35% more at 12 months, worth about $135 extra on $10,000.
1.35% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | G&C Mutual Bank | Westpac |
|---|---|---|
| Rate at selected term | 4.90% | 3.55% |
| Best headline rate | 4.90% | 3.55% |
| Minimum deposit | $1,000 | $5,000 |
| Interest payment | maturity | maturity |
| Terms available | 37 | 39 |
All G&C Mutual Bank Products
Every tracked term deposits option from G&C Mutual Bank.
All Westpac Products
Every tracked term deposits option from Westpac.
G&C Mutual Bank's best term deposit rate is 4.90% p.a. across 37 variants, while Westpac offers up to 3.55% p.a. across 39 variants. G&C Mutual Bank pays 1.35% more, earning you an extra $675 on a $50,000 deposit over 12 months.
G&C Mutual Bank offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.0833333333333333 years, 1.5 years, 2 years, 2.5 years, 3 years, 4 years, 5 years, while Westpac covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.9166666666666667 years, 2.9166666666666665 years, 3.9166666666666665 years, 4.916666666666667 years, 5 years.
Quick Comparison
| Feature | G&C Mutual Bank | Westpac |
|---|---|---|
| Best Rate | 4.90% | 3.55% |
| Min Deposit | $1,000 | $5,000 |
| Terms Available | 19 | 17 |
Common Questions
G&C Mutual Bank vs Westpac FAQs
Which bank has the better term deposit rate, G&C Mutual Bank or Westpac?
G&C Mutual Bank currently offers the higher rate at 4.90% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does G&C Mutual Bank offer in 2026?
G&C Mutual Bank's best term deposit rate is 4.90% p.a. They offer 19 different term lengths.
What term deposit rates does Westpac offer in 2026?
Westpac's best term deposit rate is 3.55% p.a. They offer 17 different term lengths.
How much more interest can I earn with G&C Mutual Bank on a $50,000 term deposit?
At current rates, G&C Mutual Bank pays approximately $675 more per year on a $50,000 deposit, based on their 1.35% rate advantage.