1 live product
CommBank
Best match at selected term
4.50%p.a.
Standard Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$10,000
Finding the best rates…
Term Deposits Comparison
Bank One
CommBank
Best available
Up to 4.60% p.a.
Line-up
1 live product
VS
CommBank vs G&C Mutual Bank
Compare CommBank and G&C Mutual Bank term deposits in March 2026. CommBank offers rates up to 4.60% p.a. across 19 term lengths, while G&C Mutual Bank reaches 4.90% p.a. across 19 terms.
Tune The Comparison
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VS
1 live product
G&C Mutual Bank
Best match at selected term
4.90%p.a.
Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$1,000
Live edge
G&C Mutual Bank currently pays 0.40% more at 12 months, worth about $40 extra on $10,000.
0.40% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | CommBank | G&C Mutual Bank |
|---|---|---|
| Rate at selected term | 4.50% | 4.90% |
| Best headline rate | 4.60% | 4.90% |
| Minimum deposit | $10,000 | $1,000 |
| Interest payment | maturity | maturity |
| Terms available | 204 | 37 |
All CommBank Products
Every tracked term deposits option from CommBank.
All G&C Mutual Bank Products
Every tracked term deposits option from G&C Mutual Bank.
CommBank's best term deposit rate is 4.60% p.a. across 204 variants, while G&C Mutual Bank offers up to 4.90% p.a. across 37 variants. G&C Mutual Bank pays 0.30% more, earning you an extra $150 on a $50,000 deposit over 12 months.
CommBank offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.0833333333333333 years, 1.5 years, 2 years, 2.8333333333333335 years, 3 years, 4 years, 5 years, while G&C Mutual Bank covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.0833333333333333 years, 1.5 years, 2 years, 2.5 years, 3 years, 4 years, 5 years.
Quick Comparison
| Feature | CommBank | G&C Mutual Bank |
|---|---|---|
| Best Rate | 4.60% | 4.90% |
| Min Deposit | $5,000 | $1,000 |
| Terms Available | 19 | 19 |
Common Questions
CommBank vs G&C Mutual Bank FAQs
Which bank has the better term deposit rate, CommBank or G&C Mutual Bank?
G&C Mutual Bank currently offers the higher rate at 4.90% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does CommBank offer in 2026?
CommBank's best term deposit rate is 4.60% p.a. They offer 19 different term lengths.
What term deposit rates does G&C Mutual Bank offer in 2026?
G&C Mutual Bank's best term deposit rate is 4.90% p.a. They offer 19 different term lengths.
How much more interest can I earn with G&C Mutual Bank on a $50,000 term deposit?
At current rates, G&C Mutual Bank pays approximately $150 more per year on a $50,000 deposit, based on their 0.30% rate advantage.