1 live product
Bank of Queensland
Best match at selected term
4.65%p.a.
Premier Investment Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
Bank of Queensland
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
Bank of Queensland vs Unity Bank
Compare Bank of Queensland and Unity Bank term deposits in March 2026. Bank of Queensland offers rates up to 4.65% p.a. across 15 term lengths, while Unity Bank reaches 4.90% p.a. across 19 terms.
Tune The Comparison
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VS
1 live product
Unity Bank
Best match at selected term
4.90%p.a.
Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$1,000
Live edge
Unity Bank currently pays 0.25% more at 12 months, worth about $25 extra on $10,000.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | Unity Bank |
|---|---|---|
| Rate at selected term | 4.65% | 4.90% |
| Best headline rate | 4.65% | 4.90% |
| Minimum deposit | $5,000 | $1,000 |
| Interest payment | maturity | maturity |
| Terms available | 31 | 22 |
All Bank of Queensland Products
Every tracked term deposits option from Bank of Queensland.
All Unity Bank Products
Every tracked term deposits option from Unity Bank.
Bank of Queensland's best term deposit rate is 4.65% p.a. across 31 variants, while Unity Bank offers up to 4.90% p.a. across 22 variants. Unity Bank pays 0.25% more, earning you an extra $125 on a $50,000 deposit over 12 months.
Bank of Queensland offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 2 years, 3 years, 4 years, while Unity Bank covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.0833333333333333 years, 1.5 years, 2 years, 2.5 years, 3 years, 4 years, 5 years.
Quick Comparison
| Feature | Bank of Queensland | Unity Bank |
|---|---|---|
| Best Rate | 4.65% | 4.90% |
| Min Deposit | $1,000 | $1,000 |
| Terms Available | 15 | 19 |
Common Questions
Bank of Queensland vs Unity Bank FAQs
Which bank has the better term deposit rate, Bank of Queensland or Unity Bank?
Unity Bank currently offers the higher rate at 4.90% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does Bank of Queensland offer in 2026?
Bank of Queensland's best term deposit rate is 4.65% p.a. They offer 15 different term lengths.
What term deposit rates does Unity Bank offer in 2026?
Unity Bank's best term deposit rate is 4.90% p.a. They offer 19 different term lengths.
How much more interest can I earn with Unity Bank on a $50,000 term deposit?
At current rates, Unity Bank pays approximately $125 more per year on a $50,000 deposit, based on their 0.25% rate advantage.