1 live product
Up
Best available rate
4.85%p.a.
Up Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.85%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Up
Best available
Up to 4.85% p.a.
Line-up
1 live product
VS
Up vs Virgin Money
Compare Up and Virgin Money savings accounts side by side. In March 2026, Up offers 1 account with rates up to 4.85% p.a., while Virgin Money has 1 account reaching 4.00% p.a. Up currently leads by 0.85%.
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
Up leads on headline savings rate by 0.85% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.85% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Up | Virgin Money |
|---|---|---|
| Max rate | 4.85% | 4.00% |
| Base rate | 0.00% | 0.05% |
| Bonus rate | 4.85% | 3.95% |
| Has conditions | Yes | Yes |
All Up Products
Every tracked savings accounts option from Up.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, Up's Up Saver offers up to 4.85% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). Up currently leads by 0.85% p.a.
Up's rate applies on balances up to $250,000.
Up has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Up | Virgin Money |
|---|---|---|
| Max Rate | 4.85% | 4.00% |
| Base Rate | 0.00% | 0.05% |
| Bonus Rate | 4.85% | 3.95% |
| Conditions Required | Yes | Yes |
Common Questions
Up vs Virgin Money FAQs
Which bank has the better savings rate, Up or Virgin Money?
Up currently offers the higher rate at 4.85% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is Up's best savings account rate in 2026?
Up's best savings rate is 4.85% p.a. on the Up Saver. This rate requires meeting monthly bonus conditions.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do Up and Virgin Money savings accounts have conditions?
Both Up and Virgin Money require meeting monthly conditions to earn their full bonus rates.