4 live products
Westpac
Best available rate
5.50%p.a.
Westpac Life (Under 35)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
5.40%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Up Bank
Best available
No live products
Line-up
0 live products
VS
Up Bank vs Westpac
Compare Up Bank and Westpac savings accounts side by side. See the latest rates, fees, and features to find the best option in April 2026.
Bank Two
Westpac
Best available
Up to 5.50% p.a.
Line-up
4 live products
No products available from Up Bank
VS
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Up Bank | Westpac |
|---|---|---|
| Max rate | 5.50% | |
| Base rate | 0.10% | |
| Bonus rate | 5.40% | |
| Has conditions | Yes |
All Up Bank Products
Every tracked savings accounts option from Up Bank.
All Westpac Products
Every tracked savings accounts option from Westpac.
Westpac offers 4 savings accounts with rates up to 5.50% p.a.
Quick Comparison
| Feature | Up Bank | Westpac |
|---|---|---|
| Max Rate | — | 5.50% |
| Base Rate | — | 0.10% |
| Bonus Rate | — | 5.40% |
| Conditions Required | — | Yes |
| Balance Cap | Unlimited | $30,000 |
Common Questions
Up Bank vs Westpac FAQs
What is Westpac's best savings account rate in 2026?
Westpac's best savings rate is 5.50% p.a. on the Westpac Life (Under 35), consisting of a 0.10% base rate and 5.40% bonus rate. This rate requires meeting monthly bonus conditions.