4 live products
ANZ
Best available rate
4.75%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.65%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.75% p.a.
Line-up
4 live products
VS
ANZ vs Up Bank
Compare ANZ and Up Bank savings accounts side by side. See the latest rates, fees, and features to find the best option in April 2026.
Bank Two
Up Bank
Best available
No live products
Line-up
0 live products
VS
No products available from Up Bank
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Up Bank |
|---|---|---|
| Max rate | 4.75% | |
| Base rate | 0.10% | |
| Bonus rate | 4.65% | |
| Has conditions | Yes |
All ANZ Products
Every tracked savings accounts option from ANZ.
All Up Bank Products
Every tracked savings accounts option from Up Bank.
ANZ offers 4 savings accounts with rates up to 4.75% p.a.
Quick Comparison
| Feature | ANZ | Up Bank |
|---|---|---|
| Max Rate | 4.75% | — |
| Base Rate | 0.10% | — |
| Bonus Rate | 4.65% | — |
| Conditions Required | Yes | — |
| Balance Cap | $1,000,000,000 | Unlimited |
Common Questions
ANZ vs Up Bank FAQs
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.75% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.65% bonus rate. This rate requires meeting monthly bonus conditions.