1 live product
Unity Bank
Best available rate
4.00%p.a.
MoneyMAX Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.00%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Unity Bank
Best available
Up to 4.00% p.a.
Line-up
1 live product
VS
Unity Bank vs Virgin Money
Compare Unity Bank and Virgin Money savings accounts side by side. In March 2026, Unity Bank offers 1 account with rates up to 4.00% p.a., while Virgin Money has 1 account reaching 4.00% p.a.
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
Unity Bank and Virgin Money are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Unity Bank | Virgin Money |
|---|---|---|
| Max rate | 4.00% | 4.00% |
| Base rate | 4.00% | 0.05% |
| Bonus rate | 0.00% | 3.95% |
| Has conditions | No | Yes |
All Unity Bank Products
Every tracked savings accounts option from Unity Bank.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, Unity Bank's MoneyMAX Account offers up to 4.00% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). Both banks are offering the same headline rate.
Unity Bank offers its top rate unconditionally, while Virgin Money requires monthly conditions.
Unity Bank has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Unity Bank | Virgin Money |
|---|---|---|
| Max Rate | 4.00% | 4.00% |
| Base Rate | 4.00% | 0.05% |
| Bonus Rate | 0.00% | 3.95% |
| Conditions Required | No |
Common Questions
Unity Bank vs Virgin Money FAQs
Which bank has the better savings rate, Unity Bank or Virgin Money?
Unity Bank currently offers the higher rate at 4.00% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is Unity Bank's best savings account rate in 2026?
Unity Bank's best savings rate is 4.00% p.a. on the MoneyMAX Account.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do Unity Bank and Virgin Money savings accounts have conditions?
Unity Bank's top rate has no ongoing conditions, while Virgin Money requires meeting bonus conditions each month to earn the full advertised rate.