Finding the best rates…
Bank One
Best available
Up to 4.75% p.a.
Line-up
1 live product
1 live product
Best available rate
Starter Saver (Under 30s / Students)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
Teachers Mutual Bank leads on headline savings rate by 0.75% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Teachers Mutual Bank | Virgin Money |
|---|---|---|
| Max rate | 4.75% | 4.00% |
| Base rate | 4.75% | 0.05% |
| Bonus rate | 0.00% | 3.95% |
| Has conditions | No | Yes |
Every tracked savings accounts option from Teachers Mutual Bank.
Every tracked savings accounts option from Virgin Money.
In March 2026, Teachers Mutual Bank's Starter Saver (Under 30s / Students) offers up to 4.75% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). Teachers Mutual Bank currently leads by 0.75% p.a.
Teachers Mutual Bank offers its top rate unconditionally, while Virgin Money requires monthly conditions. Teachers Mutual Bank's rate applies on balances up to $50,000.
Teachers Mutual Bank has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
| Feature | Teachers Mutual Bank | Virgin Money |
|---|---|---|
| Max Rate | 4.75% | 4.00% |
| Base Rate | 4.75% | 0.05% |
| Bonus Rate | 0.00% | 3.95% |
Common Questions
Teachers Mutual Bank currently offers the higher rate at 4.75% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
Teachers Mutual Bank's best savings rate is 4.75% p.a. on the Starter Saver (Under 30s / Students).
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Teachers Mutual Bank's top rate has no ongoing conditions, while Virgin Money requires meeting bonus conditions each month to earn the full advertised rate.
Compare Teachers Mutual Bank and Virgin Money savings accounts side by side. In March 2026, Teachers Mutual Bank offers 1 account with rates up to 4.75% p.a., while Virgin Money has 1 account reaching 4.00% p.a. Teachers Mutual Bank currently leads by 0.75%.
Bank Two
Best available
Up to 4.00% p.a.
Line-up
1 live product
| Conditions Required |
| No |
| Yes |
| Balance Cap | $50,000 | $250,000 |
Teachers Mutual Bank currently offers a 0.75% higher savings rate.
Based on current rates, Teachers Mutual Bank pays approximately $375 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.75% p.a.
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