1 live product
Police Bank
Best available rate
4.75%p.a.
U30 Super Charge
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Police Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
Police Bank vs UBank
Compare Police Bank and UBank savings accounts side by side. In March 2026, Police Bank offers 1 account with rates up to 4.75% p.a., while UBank has 1 account reaching 5.35% p.a. UBank currently leads by 0.60%.
VS
1 live product
UBank
Best available rate
5.35%p.a.
Save Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.60%
Conditions
Bonus rules apply
Live edge
UBank leads on headline savings rate by 0.60% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.60% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Police Bank | UBank |
|---|---|---|
| Max rate | 4.75% | 5.35% |
| Base rate | 4.75% | 0.00% |
| Bonus rate | 0.00% | 4.60% |
| Has conditions | No | Yes |
All Police Bank Products
Every tracked savings accounts option from Police Bank.
All UBank Products
Every tracked savings accounts option from UBank.
In March 2026, Police Bank's U30 Super Charge offers up to 4.75% p.a., while UBank's Save Account reaches 5.35% p.a.. UBank currently leads by 0.60% p.a.
UBank's top rate requires meeting bonus conditions each month, while Police Bank offers its rate with no ongoing requirements. UBank's rate includes an introductory component for 4 months. UBank's rate applies on balances up to $1,000,000.
Police Bank has 1 savings product and UBank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Police Bank | UBank |
|---|---|---|
| Max Rate | 4.75% | 5.35% |
| Base Rate | 4.75% | 0.00% |
| Bonus Rate | 0.00% | 4.60% |
| Conditions Required |
Common Questions
Police Bank vs UBank FAQs
Which bank has the better savings rate, Police Bank or UBank?
UBank currently offers the higher rate at 5.35% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is Police Bank's best savings account rate in 2026?
Police Bank's best savings rate is 4.75% p.a. on the U30 Super Charge.
What is UBank's best savings account rate in 2026?
UBank's best savings rate is 5.35% p.a. on the Save Account. This rate requires meeting monthly bonus conditions.
Do Police Bank and UBank savings accounts have conditions?
Police Bank's top rate has no ongoing conditions, while UBank requires meeting bonus conditions each month to earn the full advertised rate.