1 live product
People's Choice
Best available rate
4.50%p.a.
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
People's Choice
Best available
Up to 4.50% p.a.
Line-up
1 live product
VS
People's Choice vs RACQ Bank
Compare People's Choice and RACQ Bank savings accounts side by side. In March 2026, People's Choice offers 1 account with rates up to 4.50% p.a., while RACQ Bank has 1 account reaching 4.75% p.a. RACQ Bank currently leads by 0.25%.
VS
1 live product
RACQ Bank
Best available rate
4.75%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.74%
Conditions
Bonus rules apply
Live edge
RACQ Bank leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | People's Choice | RACQ Bank |
|---|---|---|
| Max rate | 4.50% | 4.75% |
| Base rate | 0.01% | 0.01% |
| Bonus rate | 4.49% | 4.74% |
| Has conditions | Yes | Yes |
All People's Choice Products
Every tracked savings accounts option from People's Choice.
All RACQ Bank Products
Every tracked savings accounts option from RACQ Bank.
In March 2026, People's Choice's Dream Fund offers up to 4.50% p.a. (0.01% base + 4.49% bonus), while RACQ Bank's Bonus Saver reaches 4.75% p.a. (0.01% base + 4.74% bonus). RACQ Bank currently leads by 0.25% p.a.
RACQ Bank's rate applies on balances up to $99,999.
People's Choice has 1 savings product and RACQ Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | People's Choice | RACQ Bank |
|---|---|---|
| Max Rate | 4.50% | 4.75% |
| Base Rate | 0.01% | 0.01% |
| Bonus Rate | 4.49% | 4.74% |
| Conditions Required | Yes |
Common Questions
People's Choice vs RACQ Bank FAQs
Which bank has the better savings rate, People's Choice or RACQ Bank?
RACQ Bank currently offers the higher rate at 4.75% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is People's Choice's best savings account rate in 2026?
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
What is RACQ Bank's best savings account rate in 2026?
RACQ Bank's best savings rate is 4.75% p.a. on the Bonus Saver, consisting of a 0.01% base rate and 4.74% bonus rate. This rate requires meeting monthly bonus conditions.
Do People's Choice and RACQ Bank savings accounts have conditions?
Both People's Choice and RACQ Bank require meeting monthly conditions to earn their full bonus rates.