2 live products
NAB
Best available rate
4.70%p.a.
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.40%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
NAB
Best available
Up to 4.70% p.a.
Line-up
2 live products
VS
NAB vs Newcastle Permanent
Compare NAB and Newcastle Permanent savings accounts side by side. In March 2026, NAB offers 2 accounts with rates up to 4.70% p.a., while Newcastle Permanent has 1 account reaching 5.25% p.a. Newcastle Permanent currently leads by 0.55%.
VS
1 live product
Newcastle Permanent
Best available rate
5.25%p.a.
Smart Saver Account (Under 25)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.20%
Conditions
Bonus rules apply
Live edge
Newcastle Permanent leads on headline savings rate by 0.55% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.55% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | NAB | Newcastle Permanent |
|---|---|---|
| Max rate | 4.70% | 5.25% |
| Base rate | 1.40% | 0.05% |
| Bonus rate | 0.00% | 5.20% |
| Has conditions | No | Yes |
All NAB Products
Every tracked savings accounts option from NAB.
All Newcastle Permanent Products
Every tracked savings accounts option from Newcastle Permanent.
In March 2026, NAB's iSaver offers up to 4.70% p.a., while Newcastle Permanent's Smart Saver Account (Under 25) reaches 5.25% p.a. (0.05% base + 5.20% bonus). Newcastle Permanent currently leads by 0.55% p.a.
Newcastle Permanent's top rate requires meeting bonus conditions each month, while NAB offers its rate with no ongoing requirements. NAB's rate includes an introductory component for 4 months. Newcastle Permanent's rate applies on balances up to $49,999.
NAB has 2 savings products and Newcastle Permanent has 1, giving you a range of options to compare.
Quick Comparison
| Feature | NAB | Newcastle Permanent |
|---|---|---|
| Max Rate | 4.70% | 5.25% |
| Base Rate | 1.40% | 0.05% |
| Bonus Rate | 0.00% | 5.20% |
Common Questions
NAB vs Newcastle Permanent FAQs
Which bank has the better savings rate, NAB or Newcastle Permanent?
Newcastle Permanent currently offers the higher rate at 5.25% p.a., compared to 4.70% p.a. Rates are sourced from live data and change frequently.
What is NAB's best savings account rate in 2026?
NAB's best savings rate is 4.70% p.a. on the iSaver.
What is Newcastle Permanent's best savings account rate in 2026?
Newcastle Permanent's best savings rate is 5.25% p.a. on the Smart Saver Account (Under 25), consisting of a 0.05% base rate and 5.20% bonus rate. This rate requires meeting monthly bonus conditions.
Do NAB and Newcastle Permanent savings accounts have conditions?
NAB's top rate has no ongoing conditions, while Newcastle Permanent requires meeting bonus conditions each month to earn the full advertised rate.