1 live product
MyState Bank
Best available rate
4.50%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.45%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
MyState Bank
Best available
Up to 4.50% p.a.
Line-up
1 live product
VS
MyState Bank vs People's Choice
Compare MyState Bank and People's Choice savings accounts side by side. In March 2026, MyState Bank offers 1 account with rates up to 4.50% p.a., while People's Choice has 1 account reaching 4.50% p.a.
VS
1 live product
People's Choice
Best available rate
4.50%p.a.
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
MyState Bank and People's Choice are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | MyState Bank | People's Choice |
|---|---|---|
| Max rate | 4.50% | 4.50% |
| Base rate | 0.05% | 0.01% |
| Bonus rate | 4.45% | 4.49% |
| Has conditions | Yes | Yes |
All MyState Bank Products
Every tracked savings accounts option from MyState Bank.
All People's Choice Products
Every tracked savings accounts option from People's Choice.
In March 2026, MyState Bank's Bonus Saver offers up to 4.50% p.a. (0.05% base + 4.45% bonus), while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). Both banks are offering the same headline rate.
MyState Bank's rate applies on balances up to $500,000.
MyState Bank has 1 savings product and People's Choice has 1, giving you a range of options to compare.
Quick Comparison
| Feature | MyState Bank | People's Choice |
|---|---|---|
| Max Rate | 4.50% | 4.50% |
| Base Rate | 0.05% | 0.01% |
| Bonus Rate | 4.45% | 4.49% |
| Conditions Required | Yes |
Common Questions
MyState Bank vs People's Choice FAQs
Which bank has the better savings rate, MyState Bank or People's Choice?
MyState Bank currently offers the higher rate at 4.50% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is MyState Bank's best savings account rate in 2026?
MyState Bank's best savings rate is 4.50% p.a. on the Bonus Saver, consisting of a 0.05% base rate and 4.45% bonus rate. This rate requires meeting monthly bonus conditions.
What is People's Choice's best savings account rate in 2026?
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
Do MyState Bank and People's Choice savings accounts have conditions?
Both MyState Bank and People's Choice require meeting monthly conditions to earn their full bonus rates.