1 live product
MyState Bank
Best available rate
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.45%
Conditions
Bonus rules apply
Finding the best rates…
Bank One
Best available
Up to 4.50% p.a.
Line-up
1 live product
Compare MyState Bank and People's Choice savings accounts side by side. In March 2026, MyState Bank offers 1 account with rates up to 4.50% p.a., while People's Choice has 1 account reaching 4.50% p.a.
1 live product
Best available rate
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.45%
Conditions
Bonus rules apply
1 live product
Best available rate
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
MyState Bank and People's Choice are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | MyState Bank | People's Choice |
|---|---|---|
| Max rate | 4.50% | 4.50% |
| Base rate | 0.05% | 0.01% |
| Bonus rate | 4.45% | 4.49% |
| Has conditions | Yes | Yes |
Every tracked savings accounts option from MyState Bank.
Every tracked savings accounts option from People's Choice.
In March 2026, MyState Bank's Bonus Saver offers up to 4.50% p.a. (0.05% base + 4.45% bonus), while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). Both banks are offering the same headline rate.
MyState Bank's rate applies on balances up to $500,000.
MyState Bank has 1 savings product and People's Choice has 1, giving you a range of options to compare.
| Feature | MyState Bank | People's Choice |
|---|---|---|
| Max Rate | 4.50% | 4.50% |
| Base Rate | 0.05% | 0.01% |
| Bonus Rate | 4.45% | 4.49% |
| Conditions Required | Yes |
Common Questions
MyState Bank currently offers the higher rate at 4.50% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
MyState Bank's best savings rate is 4.50% p.a. on the Bonus Saver, consisting of a 0.05% base rate and 4.45% bonus rate. This rate requires meeting monthly bonus conditions.
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
Both MyState Bank and People's Choice require meeting monthly conditions to earn their full bonus rates.
Bank Two
Best available
Up to 4.50% p.a.
Line-up
1 live product
| Yes |
| Balance Cap | $500,000 | $100,000 |
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