1 live product
Credit Union SA
Best available rate
4.85%p.a.
NetSave Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.00%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Credit Union SA
Best available
Up to 4.85% p.a.
Line-up
1 live product
VS
Credit Union SA vs UBank
Compare Credit Union SA and UBank savings accounts side by side. In March 2026, Credit Union SA offers 1 account with rates up to 4.85% p.a., while UBank has 1 account reaching 5.35% p.a. UBank currently leads by 0.50%.
VS
1 live product
UBank
Best available rate
5.35%p.a.
Save Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.60%
Conditions
Bonus rules apply
Live edge
UBank leads on headline savings rate by 0.50% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.50% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Credit Union SA | UBank |
|---|---|---|
| Max rate | 4.85% | 5.35% |
| Base rate | 1.00% | 0.00% |
| Bonus rate | 0.00% | 4.60% |
| Has conditions | No | Yes |
All Credit Union SA Products
Every tracked savings accounts option from Credit Union SA.
All UBank Products
Every tracked savings accounts option from UBank.
In March 2026, Credit Union SA's NetSave Account offers up to 4.85% p.a., while UBank's Save Account reaches 5.35% p.a.. UBank currently leads by 0.50% p.a.
UBank's top rate requires meeting bonus conditions each month, while Credit Union SA offers its rate with no ongoing requirements. UBank's rate includes an introductory component for 4 months. Credit Union SA's rate includes an introductory component for 4 months. UBank's rate applies on balances up to $1,000,000.
Credit Union SA has 1 savings product and UBank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Credit Union SA | UBank |
|---|---|---|
| Max Rate | 4.85% | 5.35% |
| Base Rate | 1.00% | 0.00% |
| Bonus Rate | 0.00% | 4.60% |
Common Questions
Credit Union SA vs UBank FAQs
Which bank has the better savings rate, Credit Union SA or UBank?
UBank currently offers the higher rate at 5.35% p.a., compared to 4.85% p.a. Rates are sourced from live data and change frequently.
What is Credit Union SA's best savings account rate in 2026?
Credit Union SA's best savings rate is 4.85% p.a. on the NetSave Account.
What is UBank's best savings account rate in 2026?
UBank's best savings rate is 5.35% p.a. on the Save Account. This rate requires meeting monthly bonus conditions.
Do Credit Union SA and UBank savings accounts have conditions?
Credit Union SA's top rate has no ongoing conditions, while UBank requires meeting bonus conditions each month to earn the full advertised rate.