1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs Police Bank
Compare BCU Bank and Police Bank savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while Police Bank has 1 account reaching 4.75% p.a.
VS
1 live product
Police Bank
Best available rate
4.75%p.a.
U30 Super Charge
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
BCU Bank and Police Bank are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | Police Bank |
|---|---|---|
| Max rate | 4.75% | 4.75% |
| Base rate | 0.20% | 4.75% |
| Bonus rate | 4.55% | 0.00% |
| Has conditions | Yes | No |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All Police Bank Products
Every tracked savings accounts option from Police Bank.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while Police Bank's U30 Super Charge reaches 4.75% p.a.. Both banks are offering the same headline rate.
BCU Bank's top rate requires meeting bonus conditions each month, while Police Bank offers its rate with no ongoing requirements. BCU Bank's rate applies on balances up to $100,000.
BCU Bank has 1 savings product and Police Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | Police Bank |
|---|---|---|
| Max Rate | 4.75% | 4.75% |
| Base Rate | 0.20% | 4.75% |
| Bonus Rate | 4.55% | 0.00% |
| Conditions Required |
Common Questions
BCU Bank vs Police Bank FAQs
Which bank has the better savings rate, BCU Bank or Police Bank?
BCU Bank currently offers the higher rate at 4.75% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Police Bank's best savings account rate in 2026?
Police Bank's best savings rate is 4.75% p.a. on the U30 Super Charge.
Do BCU Bank and Police Bank savings accounts have conditions?
Police Bank's top rate has no ongoing conditions, while BCU Bank requires meeting bonus conditions each month to earn the full advertised rate.