1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs Newcastle Permanent
VS
1 live product
Newcastle Permanent
Best available rate
5.25%p.a.
Smart Saver Account (Under 25)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.20%
Conditions
Bonus rules apply
Live edge
Newcastle Permanent leads on headline savings rate by 0.50% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.50% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | Newcastle Permanent |
|---|---|---|
| Max rate | 4.75% | 5.25% |
| Base rate | 0.20% | 0.05% |
| Bonus rate | 4.55% | 5.20% |
| Has conditions | Yes | Yes |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All Newcastle Permanent Products
Every tracked savings accounts option from Newcastle Permanent.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while Newcastle Permanent's Smart Saver Account (Under 25) reaches 5.25% p.a. (0.05% base + 5.20% bonus). Newcastle Permanent currently leads by 0.50% p.a.
Newcastle Permanent's rate applies on balances up to $49,999.
BCU Bank has 1 savings product and Newcastle Permanent has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | Newcastle Permanent |
|---|---|---|
| Max Rate | 4.75% | 5.25% |
| Base Rate | 0.20% | 0.05% |
| Bonus Rate | 4.55% | 5.20% |
| Conditions Required |
Common Questions
BCU Bank vs Newcastle Permanent FAQs
Which bank has the better savings rate, BCU Bank or Newcastle Permanent?
Newcastle Permanent currently offers the higher rate at 5.25% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Newcastle Permanent's best savings account rate in 2026?
Newcastle Permanent's best savings rate is 5.25% p.a. on the Smart Saver Account (Under 25), consisting of a 0.05% base rate and 5.20% bonus rate. This rate requires meeting monthly bonus conditions.
Do BCU Bank and Newcastle Permanent savings accounts have conditions?
Both BCU Bank and Newcastle Permanent require meeting monthly conditions to earn their full bonus rates.