1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs ME Bank
Compare BCU Bank and ME Bank savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while ME Bank has 1 account reaching 4.75% p.a.
VS
1 live product
ME Bank
Best available rate
4.75%p.a.
Homeme
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.70%
Conditions
Bonus rules apply
Live edge
BCU Bank and ME Bank are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | ME Bank |
|---|---|---|
| Max rate | 4.75% | 4.75% |
| Base rate | 0.20% | 0.05% |
| Bonus rate | 4.55% | 4.70% |
| Has conditions | Yes | Yes |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All ME Bank Products
Every tracked savings accounts option from ME Bank.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while ME Bank's Homeme reaches 4.75% p.a. (0.05% base + 4.70% bonus). Both banks are offering the same headline rate.
BCU Bank's rate applies on balances up to $100,000.
BCU Bank has 1 savings product and ME Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | ME Bank |
|---|---|---|
| Max Rate | 4.75% | 4.75% |
| Base Rate | 0.20% | 0.05% |
| Bonus Rate | 4.55% | 4.70% |
| Conditions Required | Yes |
Common Questions
BCU Bank vs ME Bank FAQs
Which bank has the better savings rate, BCU Bank or ME Bank?
BCU Bank currently offers the higher rate at 4.75% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is ME Bank's best savings account rate in 2026?
ME Bank's best savings rate is 4.75% p.a. on the Homeme, consisting of a 0.05% base rate and 4.70% bonus rate. This rate requires meeting monthly bonus conditions.
Do BCU Bank and ME Bank savings accounts have conditions?
Both BCU Bank and ME Bank require meeting monthly conditions to earn their full bonus rates.