1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs Credit Union SA
Compare BCU Bank and Credit Union SA savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while Credit Union SA has 1 account reaching 4.85% p.a. Credit Union SA currently leads by 0.10%.
VS
1 live product
Credit Union SA
Best available rate
4.85%p.a.
NetSave Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Credit Union SA leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | Credit Union SA |
|---|---|---|
| Max rate | 4.75% | 4.85% |
| Base rate | 0.20% | 1.00% |
| Bonus rate | 4.55% | 0.00% |
| Has conditions | Yes | No |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All Credit Union SA Products
Every tracked savings accounts option from Credit Union SA.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while Credit Union SA's NetSave Account reaches 4.85% p.a.. Credit Union SA currently leads by 0.10% p.a.
Credit Union SA offers its top rate unconditionally, while BCU Bank requires monthly conditions. Credit Union SA's rate includes an introductory component for 4 months. Credit Union SA's rate applies on balances up to $1,000,000.
BCU Bank has 1 savings product and Credit Union SA has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | Credit Union SA |
|---|---|---|
| Max Rate | 4.75% | 4.85% |
| Base Rate | 0.20% | 1.00% |
| Bonus Rate | 4.55% | 0.00% |
Common Questions
BCU Bank vs Credit Union SA FAQs
Which bank has the better savings rate, BCU Bank or Credit Union SA?
Credit Union SA currently offers the higher rate at 4.85% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Credit Union SA's best savings account rate in 2026?
Credit Union SA's best savings rate is 4.85% p.a. on the NetSave Account.
Do BCU Bank and Credit Union SA savings accounts have conditions?
Credit Union SA's top rate has no ongoing conditions, while BCU Bank requires meeting bonus conditions each month to earn the full advertised rate.