1 live product
Bank of Sydney
Best available rate
4.25%p.a.
BOS Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Sydney
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
Bank of Sydney vs Virgin Money
Compare Bank of Sydney and Virgin Money savings accounts side by side. In March 2026, Bank of Sydney offers 1 account with rates up to 4.25% p.a., while Virgin Money has 1 account reaching 4.00% p.a. Bank of Sydney currently leads by 0.25%.
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
Bank of Sydney leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Sydney | Virgin Money |
|---|---|---|
| Max rate | 4.25% | 4.00% |
| Base rate | 4.25% | 0.05% |
| Bonus rate | 0.00% | 3.95% |
| Has conditions | No | Yes |
All Bank of Sydney Products
Every tracked savings accounts option from Bank of Sydney.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, Bank of Sydney's BOS Saver offers up to 4.25% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). Bank of Sydney currently leads by 0.25% p.a.
Bank of Sydney offers its top rate unconditionally, while Virgin Money requires monthly conditions. Bank of Sydney's rate applies on balances up to $99,999,999,999.
Bank of Sydney has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Sydney | Virgin Money |
|---|---|---|
| Max Rate | 4.25% | 4.00% |
| Base Rate | 4.25% | 0.05% |
| Bonus Rate | 0.00% | 3.95% |
| Conditions Required |
Common Questions
Bank of Sydney vs Virgin Money FAQs
Which bank has the better savings rate, Bank of Sydney or Virgin Money?
Bank of Sydney currently offers the higher rate at 4.25% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is Bank of Sydney's best savings account rate in 2026?
Bank of Sydney's best savings rate is 4.25% p.a. on the BOS Saver.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do Bank of Sydney and Virgin Money savings accounts have conditions?
Bank of Sydney's top rate has no ongoing conditions, while Virgin Money requires meeting bonus conditions each month to earn the full advertised rate.