1 live product
Bank of Sydney
Best available rate
4.25%p.a.
BOS Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Sydney
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
Bank of Sydney vs People's Choice
Compare Bank of Sydney and People's Choice savings accounts side by side. In March 2026, Bank of Sydney offers 1 account with rates up to 4.25% p.a., while People's Choice has 1 account reaching 4.50% p.a. People's Choice currently leads by 0.25%.
VS
1 live product
People's Choice
Best available rate
4.50%p.a.
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
People's Choice leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Sydney | People's Choice |
|---|---|---|
| Max rate | 4.25% | 4.50% |
| Base rate | 4.25% | 0.01% |
| Bonus rate | 0.00% | 4.49% |
| Has conditions | No | Yes |
All Bank of Sydney Products
Every tracked savings accounts option from Bank of Sydney.
All People's Choice Products
Every tracked savings accounts option from People's Choice.
In March 2026, Bank of Sydney's BOS Saver offers up to 4.25% p.a., while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). People's Choice currently leads by 0.25% p.a.
People's Choice's top rate requires meeting bonus conditions each month, while Bank of Sydney offers its rate with no ongoing requirements. People's Choice's rate applies on balances up to $100,000.
Bank of Sydney has 1 savings product and People's Choice has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Sydney | People's Choice |
|---|---|---|
| Max Rate | 4.25% | 4.50% |
| Base Rate | 4.25% | 0.01% |
| Bonus Rate | 0.00% | 4.49% |
| Conditions Required |
Common Questions
Bank of Sydney vs People's Choice FAQs
Which bank has the better savings rate, Bank of Sydney or People's Choice?
People's Choice currently offers the higher rate at 4.50% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Bank of Sydney's best savings account rate in 2026?
Bank of Sydney's best savings rate is 4.25% p.a. on the BOS Saver.
What is People's Choice's best savings account rate in 2026?
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
Do Bank of Sydney and People's Choice savings accounts have conditions?
Bank of Sydney's top rate has no ongoing conditions, while People's Choice requires meeting bonus conditions each month to earn the full advertised rate.