3 live products
Bank of Queensland
Best available rate
5.10%p.a.
Future Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.05%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Queensland
Best available
Up to 5.10% p.a.
Line-up
3 live products
VS
Bank of Queensland Credit Union SA
VS
1 live product
Credit Union SA
Best available rate
4.85%p.a.
NetSave Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Bank of Queensland leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | Credit Union SA |
|---|---|---|
| Max rate | 5.10% | 4.85% |
| Base rate | 0.05% | 1.00% |
| Bonus rate | 5.05% | 0.00% |
| Has conditions | Yes | No |
All Bank of Queensland Products
Every tracked savings accounts option from Bank of Queensland.
All Credit Union SA Products
Every tracked savings accounts option from Credit Union SA.
In March 2026, Bank of Queensland's Future Saver Account offers up to 5.10% p.a. (0.05% base + 5.05% bonus), while Credit Union SA's NetSave Account reaches 4.85% p.a.. Bank of Queensland currently leads by 0.25% p.a.
Bank of Queensland's top rate requires meeting bonus conditions each month, while Credit Union SA offers its rate with no ongoing requirements. Credit Union SA's rate includes an introductory component for 4 months. Bank of Queensland's rate applies on balances up to $50,000.
Bank of Queensland has 3 savings products and Credit Union SA has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Queensland | Credit Union SA |
|---|---|---|
| Max Rate | 5.10% | 4.85% |
| Base Rate | 0.05% | 1.00% |
| Bonus Rate | 5.05% | 0.00% |
Common Questions
Bank of Queensland vs Credit Union SA FAQs
Which bank has the better savings rate, Bank of Queensland or Credit Union SA?
Bank of Queensland currently offers the higher rate at 5.10% p.a., compared to 4.85% p.a. Rates are sourced from live data and change frequently.
What is Bank of Queensland's best savings account rate in 2026?
Bank of Queensland's best savings rate is 5.10% p.a. on the Future Saver Account, consisting of a 0.05% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
What is Credit Union SA's best savings account rate in 2026?
Credit Union SA's best savings rate is 4.85% p.a. on the NetSave Account.
Do Bank of Queensland and Credit Union SA savings accounts have conditions?
Credit Union SA's top rate has no ongoing conditions, while Bank of Queensland requires meeting bonus conditions each month to earn the full advertised rate.