2 live products
Bank Australia
Best available rate
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Bank One
Best available
Up to 4.60% p.a.
Line-up
2 live products
Compare Bank Australia and Up savings accounts side by side. In March 2026, Bank Australia offers 2 accounts with rates up to 4.60% p.a., while Up has 1 account reaching 4.85% p.a. Up currently leads by 0.25%.
2 live products
Best available rate
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.50%
Conditions
Bonus rules apply
1 live product
Best available rate
Up Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.85%
Conditions
Bonus rules apply
Live edge
Up leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank Australia | Up |
|---|---|---|
| Max rate | 4.60% | 4.85% |
| Base rate | 0.10% | 0.00% |
| Bonus rate | 4.50% | 4.85% |
| Has conditions | Yes | Yes |
Every tracked savings accounts option from Bank Australia.
Every tracked savings accounts option from Up.
In March 2026, Bank Australia's Bonus Saver offers up to 4.60% p.a. (0.10% base + 4.50% bonus), while Up's Up Saver reaches 4.85% p.a.. Up currently leads by 0.25% p.a.
Up's rate applies on balances up to $250,000.
Bank Australia has 2 savings products and Up has 1, giving you a range of options to compare.
| Feature | Bank Australia | Up |
|---|---|---|
| Max Rate | 4.60% | 4.85% |
| Base Rate | 0.10% | 0.00% |
| Bonus Rate | 4.50% | 4.85% |
| Conditions Required | Yes | Yes |
Common Questions
Up currently offers the higher rate at 4.85% p.a., compared to 4.60% p.a. Rates are sourced from live data and change frequently.
Bank Australia's best savings rate is 4.60% p.a. on the Bonus Saver, consisting of a 0.10% base rate and 4.50% bonus rate. This rate requires meeting monthly bonus conditions.
Up's best savings rate is 4.85% p.a. on the Up Saver. This rate requires meeting monthly bonus conditions.
Both Bank Australia and Up require meeting monthly conditions to earn their full bonus rates.
Bank Two
Best available
Up to 4.85% p.a.
Line-up
1 live product
| Balance Cap | $100,000 | $250,000 |
Up currently offers a 0.25% higher savings rate.
Based on current rates, Up pays approximately $125 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.25% p.a.
Keep Comparing
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