2 live products
Bank Australia
Best available rate
4.60%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank Australia
Best available
Up to 4.60% p.a.
Line-up
2 live products
VS
Bank Australia vs IMB Bank
Compare Bank Australia and IMB Bank savings accounts side by side. In March 2026, Bank Australia offers 2 accounts with rates up to 4.60% p.a., while IMB Bank has 2 accounts reaching 5.00% p.a. IMB Bank currently leads by 0.40%.
VS
2 live products
IMB Bank
Best available rate
5.00%p.a.
Reward Saver Kick Start
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
5.00%
Conditions
Bonus rules apply
Live edge
IMB Bank leads on headline savings rate by 0.40% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.40% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank Australia | IMB Bank |
|---|---|---|
| Max rate | 4.60% | 5.00% |
| Base rate | 0.10% | 0.00% |
| Bonus rate | 4.50% | 5.00% |
| Has conditions | Yes | Yes |
All Bank Australia Products
Every tracked savings accounts option from Bank Australia.
All IMB Bank Products
Every tracked savings accounts option from IMB Bank.
In March 2026, Bank Australia's Bonus Saver offers up to 4.60% p.a. (0.10% base + 4.50% bonus), while IMB Bank's Reward Saver Kick Start reaches 5.00% p.a.. IMB Bank currently leads by 0.40% p.a.
IMB Bank's rate applies on balances up to $100,000.
Bank Australia has 2 savings products and IMB Bank has 2, giving you a range of options to compare.
Quick Comparison
| Feature | Bank Australia | IMB Bank |
|---|---|---|
| Max Rate | 4.60% | 5.00% |
| Base Rate | 0.10% | 0.00% |
| Bonus Rate | 4.50% | 5.00% |
| Conditions Required | Yes |
Common Questions
Bank Australia vs IMB Bank FAQs
Which bank has the better savings rate, Bank Australia or IMB Bank?
IMB Bank currently offers the higher rate at 5.00% p.a., compared to 4.60% p.a. Rates are sourced from live data and change frequently.
What is Bank Australia's best savings account rate in 2026?
Bank Australia's best savings rate is 4.60% p.a. on the Bonus Saver, consisting of a 0.10% base rate and 4.50% bonus rate. This rate requires meeting monthly bonus conditions.
What is IMB Bank's best savings account rate in 2026?
IMB Bank's best savings rate is 5.00% p.a. on the Reward Saver Kick Start. This rate requires meeting monthly bonus conditions.
Do Bank Australia and IMB Bank savings accounts have conditions?
Both Bank Australia and IMB Bank require meeting monthly conditions to earn their full bonus rates.