2 live products
Bank Australia
Best available rate
4.60%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank Australia
Best available
Up to 4.60% p.a.
Line-up
2 live products
VS
Bank Australia Great Southern Bank
VS
5 live products
Great Southern Bank
Best available rate
5.00%p.a.
Youth Esaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
5.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Great Southern Bank leads on headline savings rate by 0.40% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.40% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank Australia | Great Southern Bank |
|---|---|---|
| Max rate | 4.60% | 5.00% |
| Base rate | 0.10% | 5.00% |
| Bonus rate | 4.50% | 0.00% |
| Has conditions | Yes | No |
All Bank Australia Products
Every tracked savings accounts option from Bank Australia.
All Great Southern Bank Products
Every tracked savings accounts option from Great Southern Bank.
In March 2026, Bank Australia's Bonus Saver offers up to 4.60% p.a. (0.10% base + 4.50% bonus), while Great Southern Bank's Youth Esaver reaches 5.00% p.a.. Great Southern Bank currently leads by 0.40% p.a.
Great Southern Bank offers its top rate unconditionally, while Bank Australia requires monthly conditions. Great Southern Bank's rate applies on balances up to $5,000.
Bank Australia has 2 savings products and Great Southern Bank has 5, giving you a range of options to compare.
Quick Comparison
| Feature | Bank Australia | Great Southern Bank |
|---|---|---|
| Max Rate | 4.60% | 5.00% |
| Base Rate | 0.10% | 5.00% |
| Bonus Rate | 4.50% | 0.00% |
| Conditions Required |
Common Questions
Bank Australia vs Great Southern Bank FAQs
Which bank has the better savings rate, Bank Australia or Great Southern Bank?
Great Southern Bank currently offers the higher rate at 5.00% p.a., compared to 4.60% p.a. Rates are sourced from live data and change frequently.
What is Bank Australia's best savings account rate in 2026?
Bank Australia's best savings rate is 4.60% p.a. on the Bonus Saver, consisting of a 0.10% base rate and 4.50% bonus rate. This rate requires meeting monthly bonus conditions.
What is Great Southern Bank's best savings account rate in 2026?
Great Southern Bank's best savings rate is 5.00% p.a. on the Youth Esaver.
Do Bank Australia and Great Southern Bank savings accounts have conditions?
Great Southern Bank's top rate has no ongoing conditions, while Bank Australia requires meeting bonus conditions each month to earn the full advertised rate.