Finding the best rates…
Bank One
Best available
Up to 5.00% p.a.
Line-up
1 live product
Compare Australian Mutual Bank and People's Choice savings accounts side by side. In March 2026, Australian Mutual Bank offers 1 account with rates up to 5.00% p.a., while People's Choice has 1 account reaching 4.50% p.a. Australian Mutual Bank currently leads by 0.50%.
Bank Two
Best available
Up to 4.50% p.a.
Line-up
1 live product
1 live product
Best available rate
Young Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
5.00%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
Australian Mutual Bank leads on headline savings rate by 0.50% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Australian Mutual Bank | People's Choice |
|---|---|---|
| Max rate | 5.00% | 4.50% |
| Base rate | 5.00% | 0.01% |
| Bonus rate | 0.00% | 4.49% |
| Has conditions | No | Yes |
Every tracked savings accounts option from Australian Mutual Bank.
Every tracked savings accounts option from People's Choice.
In March 2026, Australian Mutual Bank's Young Saver Account offers up to 5.00% p.a., while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). Australian Mutual Bank currently leads by 0.50% p.a.
Australian Mutual Bank offers its top rate unconditionally, while People's Choice requires monthly conditions. Australian Mutual Bank's rate applies on balances up to $5,000.
Australian Mutual Bank has 1 savings product and People's Choice has 1, giving you a range of options to compare.
| Feature | Australian Mutual Bank | People's Choice |
|---|---|---|
| Max Rate | 5.00% | 4.50% |
| Base Rate | 5.00% | 0.01% |
| Bonus Rate | 0.00% | 4.49% |
| Conditions Required | No | Yes |
| Balance Cap | $5,000 | $100,000 |
Australian Mutual Bank currently offers a 0.50% higher savings rate.
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Common Questions
Australian Mutual Bank currently offers the higher rate at 5.00% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
Australian Mutual Bank's best savings rate is 5.00% p.a. on the Young Saver Account.
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
Australian Mutual Bank's top rate has no ongoing conditions, while People's Choice requires meeting bonus conditions each month to earn the full advertised rate.
Based on current rates, Australian Mutual Bank pays approximately $250 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.50% p.a.