1 live product
AMP
Best available rate
Amp Bank Go Save
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.60%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Bank One
Best available
Up to 4.60% p.a.
Line-up
1 live product
Compare AMP and Virgin Money savings accounts side by side. In March 2026, AMP offers 1 account with rates up to 4.60% p.a., while Virgin Money has 1 account reaching 4.00% p.a. AMP currently leads by 0.60%.
1 live product
Best available rate
Amp Bank Go Save
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.60%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
AMP leads on headline savings rate by 0.60% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | AMP | Virgin Money |
|---|---|---|
| Max rate | 4.60% | 4.00% |
| Base rate | 4.60% | 0.05% |
| Bonus rate | 0.00% | 3.95% |
| Has conditions | No | Yes |
Every tracked savings accounts option from AMP.
Every tracked savings accounts option from Virgin Money.
In March 2026, AMP's Amp Bank Go Save offers up to 4.60% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). AMP currently leads by 0.60% p.a.
AMP offers its top rate unconditionally, while Virgin Money requires monthly conditions. AMP's rate applies on balances up to $500,000.
AMP has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
| Feature | AMP | Virgin Money |
|---|---|---|
| Max Rate | 4.60% | 4.00% |
| Base Rate | 4.60% | 0.05% |
| Bonus Rate | 0.00% | 3.95% |
| Conditions Required | No |
Common Questions
AMP currently offers the higher rate at 4.60% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
AMP's best savings rate is 4.60% p.a. on the Amp Bank Go Save.
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
AMP's top rate has no ongoing conditions, while Virgin Money requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 4.00% p.a.
Line-up
1 live product
| Yes |
| Balance Cap | $500,000 | $250,000 |
AMP currently offers a 0.60% higher savings rate.
Based on current rates, AMP pays approximately $300 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.60% p.a.
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