1 live product
AMP
Best available rate
4.60%p.a.
Amp Bank Go Save
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.60%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
AMP
Best available
Up to 4.60% p.a.
Line-up
1 live product
VS
AMP vs Virgin Money
Compare AMP and Virgin Money savings accounts side by side. In March 2026, AMP offers 1 account with rates up to 4.60% p.a., while Virgin Money has 1 account reaching 4.00% p.a. AMP currently leads by 0.60%.
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
AMP leads on headline savings rate by 0.60% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.60% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | AMP | Virgin Money |
|---|---|---|
| Max rate | 4.60% | 4.00% |
| Base rate | 4.60% | 0.05% |
| Bonus rate | 0.00% | 3.95% |
| Has conditions | No | Yes |
All AMP Products
Every tracked savings accounts option from AMP.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, AMP's Amp Bank Go Save offers up to 4.60% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). AMP currently leads by 0.60% p.a.
AMP offers its top rate unconditionally, while Virgin Money requires monthly conditions. AMP's rate applies on balances up to $500,000.
AMP has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | AMP | Virgin Money |
|---|---|---|
| Max Rate | 4.60% | 4.00% |
| Base Rate | 4.60% | 0.05% |
| Bonus Rate | 0.00% | 3.95% |
| Conditions Required | No |
Common Questions
AMP vs Virgin Money FAQs
Which bank has the better savings rate, AMP or Virgin Money?
AMP currently offers the higher rate at 4.60% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is AMP's best savings account rate in 2026?
AMP's best savings rate is 4.60% p.a. on the Amp Bank Go Save.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do AMP and Virgin Money savings accounts have conditions?
AMP's top rate has no ongoing conditions, while Virgin Money requires meeting bonus conditions each month to earn the full advertised rate.