1 live product
AMP
Best available rate
4.60%p.a.
Amp Bank Go Save
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.60%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
AMP
Best available
Up to 4.60% p.a.
Line-up
1 live product
VS
AMP vs Bank Australia
Compare AMP and Bank Australia savings accounts side by side. In March 2026, AMP offers 1 account with rates up to 4.60% p.a., while Bank Australia has 2 accounts reaching 4.60% p.a.
VS
2 live products
Bank Australia
Best available rate
4.60%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
AMP and Bank Australia are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | AMP | Bank Australia |
|---|---|---|
| Max rate | 4.60% | 4.60% |
| Base rate | 4.60% | 0.10% |
| Bonus rate | 0.00% | 4.50% |
| Has conditions | No | Yes |
All AMP Products
Every tracked savings accounts option from AMP.
All Bank Australia Products
Every tracked savings accounts option from Bank Australia.
In March 2026, AMP's Amp Bank Go Save offers up to 4.60% p.a., while Bank Australia's Bonus Saver reaches 4.60% p.a. (0.10% base + 4.50% bonus). Both banks are offering the same headline rate.
AMP offers its top rate unconditionally, while Bank Australia requires monthly conditions. AMP's rate applies on balances up to $500,000.
AMP has 1 savings product and Bank Australia has 2, giving you a range of options to compare.
Quick Comparison
| Feature | AMP | Bank Australia |
|---|---|---|
| Max Rate | 4.60% | 4.60% |
| Base Rate | 4.60% | 0.10% |
| Bonus Rate | 0.00% | 4.50% |
| Conditions Required | No |
Common Questions
AMP vs Bank Australia FAQs
Which bank has the better savings rate, AMP or Bank Australia?
AMP currently offers the higher rate at 4.60% p.a., compared to 4.60% p.a. Rates are sourced from live data and change frequently.
What is AMP's best savings account rate in 2026?
AMP's best savings rate is 4.60% p.a. on the Amp Bank Go Save.
What is Bank Australia's best savings account rate in 2026?
Bank Australia's best savings rate is 4.60% p.a. on the Bonus Saver, consisting of a 0.10% base rate and 4.50% bonus rate. This rate requires meeting monthly bonus conditions.
Do AMP and Bank Australia savings accounts have conditions?
AMP's top rate has no ongoing conditions, while Bank Australia requires meeting bonus conditions each month to earn the full advertised rate.