Finding the best rates…
Bank One
Best available
From 5.64% p.a.
Line-up
66 live products
Compare Suncorp and Up home loans in March 2026. Suncorp offers rates from 5.64% p.a. across 66 products, while Up starts at 5.45% p.a. with 6 products. Up currently has the lower rate by 0.19%.
66 live products
Best available rate
Back To Basics Variable Rate Better Together Special Offer
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.65%
Offset
Not included
Redraw
Included
6 live products
Best available rate
Up Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.45%
Offset
Included
Redraw
Included
Live edge
Up is lower on headline home loan rate by 0.19%, which is roughly $79 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Suncorp | Up |
|---|---|---|
| Interest rate | 5.64% | 5.45% |
| Comparison rate | 5.65% | 5.45% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
Every tracked home loans option from Suncorp.
Every tracked home loans option from Up.
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) while Up starts at 5.45% p.a. (comparison rate 5.45%). Up is 0.19% lower, which saves approximately $79/month on a $500,000 loan.
Key features: Suncorp includes redraw, Up includes offset, Up includes redraw.
| Feature | Suncorp | Up |
|---|---|---|
| Interest Rate | 5.64% | 5.45% |
| Comparison Rate | 5.65% | 5.45% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
Up currently offers the lower variable rate at 5.45% p.a. compared to 5.64% p.a. Always check the comparison rate for a true cost picture.
Suncorp does not include an offset account. Up offers an offset account.
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) on the Back To Basics Variable Rate Better Together Special Offer.
Up's lowest variable rate is 5.45% p.a. (comparison rate 5.45%) on the Up Home Loan (Variable).
Bank Two
Best available
From 5.45% p.a.
Line-up
6 live products
| Annual Fee |
| $0 |
| $0 |
Up currently offers a 0.19% lower home loan rate.
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