Finding the best rates…
Bank One
Best available
From 5.64% p.a.
Line-up
66 live products
Compare Suncorp and UBank home loans in March 2026. Suncorp offers rates from 5.64% p.a. across 66 products, while UBank starts at 5.59% p.a. with 61 products. UBank currently has the lower rate by 0.05%.
66 live products
Best available rate
Back To Basics Variable Rate Better Together Special Offer
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.65%
Offset
Not included
Redraw
Included
61 live products
Best available rate
Neat - Oo Variable P&i
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Live edge
UBank is lower on headline home loan rate by 0.05%, which is roughly $21 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Suncorp | UBank |
|---|---|---|
| Interest rate | 5.64% | 5.59% |
| Comparison rate | 5.65% | 5.61% |
| Offset account | No | No |
| Redraw | Yes | Yes |
Every tracked home loans option from Suncorp.
Every tracked home loans option from UBank.
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) while UBank starts at 5.59% p.a. (comparison rate 5.61%). UBank is 0.05% lower, which saves approximately $21/month on a $500,000 loan.
Key features: Suncorp includes redraw, UBank includes redraw.
| Feature | Suncorp | UBank |
|---|---|---|
| Interest Rate | 5.64% | 5.59% |
| Comparison Rate | 5.65% | 5.61% |
| Offset Account | No | No |
| Redraw Facility | Yes | Yes |
Common Questions
UBank currently offers the lower variable rate at 5.59% p.a. compared to 5.64% p.a. Always check the comparison rate for a true cost picture.
Suncorp does not include an offset account. UBank does not include an offset account.
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) on the Back To Basics Variable Rate Better Together Special Offer.
UBank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Neat - Oo Variable P&i.
Bank Two
Best available
From 5.59% p.a.
Line-up
61 live products
| Annual Fee |
| $0 |
| $0 |
UBank currently offers a 0.05% lower home loan rate.
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